Compare Bank & Credit Union Rates
Best CD rates in Moline, IL
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Moline, IL
- 4.40%APY$667 over 18 months on $10,000
Requirements
Product: Penalty for early withdrawal. For all certificates unless otherwise noted: minimum deposit of $500 required to open certificate and earn dividends. 3 Month Certificate requires a minimum deposit of $5,000.
Offer: Penalty for early withdrawal.
4.31% interest rate
Rate checked
More details - 4.40%APY$1,137 over 30 months on $10,000
Requirements
Product: All certificates can be opened with just $500 (only $250 for minors). Offered at terms from 3 to 60 months. Dividends compound daily and are posted monthly to your certificate or savings account. Renewable with a 10-day grace period. Penalty for early withdrawal.
Offer: Renewable with a 10-day grace period. Penalty for early withdrawal.
4.31% interest rate · Effective Oct 14, 2026
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More details - 4.35%APY$889 over 24 months on $10,000
Requirements
Product: Interest compounds semi-annually. Early withdrawal penalty may be imposed. No monthly fees. Bonus interest rates available with Relationship Packaging. Automatically renewable.
Offer: Requires Diamond Relationship Package Qualifications.
Effective Oct 5, 2026
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More details - 4.25%APY$210 over 6 months on $10,000intro rate
Requirements
Product: All certificates require a $5 minimum opening balance and a $5 Membership Share account. A penalty may be imposed for early withdrawal. Federally insured by NCUA.
Offer: 6-Month CD Special will auto-renew into a 6-month certificate at the current rate at that time when it matures. $5 Membership Share account required. Early withdrawal penalty may apply.
Promotional rate · Effective Aug 12, 2026
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More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.10%APY$203 over 6 months on $10,000
Requirements
Product: A minimum deposit of only $500 makes it easy to start at any time.
4.03% interest rate · Effective Oct 1, 2025
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More details - 4.10%APY$1,281 over 36 months on $10,000
Requirements
Product: $250 deposit required to open this account. $250 min. average daily balance required to earn dividends. There may be a penalty for early withdrawal. Dividends compounded monthly. Insured up to $250,000 by NCUA.
4.02% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - 4.07%APY$442 over 13 months on $10,000
Requirements
Product: $500.00 minimum balance to open. Dividends are paid monthly. Early withdrawal penalty is 90 days' dividends. Automatic renewal with 10-day grace period. Par value of one share is $5.00 (5 shares required for membership).
Offer: Dividends paid monthly. May be a penalty for early withdrawal.
4.00% interest rate · Effective Jun 1, 2026
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More details - 4.05%APY$371 over 11 months on $10,000intro rate
Requirements
Product: Limited-time consumer CD special; not available for institutional funds; automatically renewable for 12 months at the rate then in effect; penalty may be assessed for early withdrawal; fees could reduce earnings; offer subject to management discretion and may be canceled at any time.
Offer: Limited time. Effective beginning September 30, 2026; APY accurate as of September 30, 2026. Interest paid semiannually. $1,000.00 minimum opening deposit and minimum balance to receive disclosed APY. $250,000 household maximum deposit. CD automatically renewable for 12 months at the rate in effect at that time. Not available for institutional funds.
Promotional rate · 4.01% interest rate · Balance cap $250,000 · Effective Oct 16, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
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More details - 3.92%APY$194 over 6 months on $10,000
Requirements
Product: $500 deposit required to open; $500 daily balance required to earn dividends. Penalties may be imposed for early withdrawal. Fees may reduce earnings. Deposits insured up to $500,000 ($250,000 NCUA + $250,000 Excess Share Insurance). Rates may change at maturity.
Offer: Dividend frequency: Monthly.
3.85% interest rate · Effective Mar 23, 2026
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More details - Moline Municipal Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
3.81%APY$381 over 1 year on $10,0003.75% interest rate · Effective Sep 22, 2026
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More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Offer: No partial withdrawals. CD must be open minimum of seven days before closing. Early withdrawal penalties may apply. 6 month CD will renew into the same 6 month term with rate determined at time of renewal.
Effective Aug 24, 2026
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Moline, IL
212 CDs at 15 banks and credit unions · checked Oct 16–22
- Typical
- 1.40%
- Top 10% from
- 4.00%
- Banks, typical
- 0.68%
- Credit unions, typical
- 2.98%
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Davenport, IA-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Vibrant Credit UnionCredit union · 3 branches
- Gas & Electric Credit UnionCredit union · 2 branches
- IH Mississippi Valley Credit UnionCredit union · 11 branches