Compare Bank & Credit Union Rates
Best CD rates in Peoria, IL
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Peoria, IL
- 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 4 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.10%APY$801 over 23 months on $10,000intro rate
Requirements
Offer: Deposit Special
Promotional rate · 4.04% interest rate · Effective Oct 6, 2026
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: West Peoria Grand Opening Special limited-time offer. Open in person at the West Peoria branch. Requires a minimum balance of $5,000.00 to obtain stated APY. Early withdrawal penalty may be imposed. Applies to new money only. Does not apply to the 55+ CD Rate Bump. Fees could reduce earnings.
Offer: Minimum balance of $5,000.00 required to obtain stated APY. Penalty may be imposed for early withdrawal. Applies to new money only. Does not apply to the 55+ CD Rate Bump. Fees could reduce earnings on this account.
Promotional rate · 3.94% interest rate · Effective Jun 19, 2026
Rate checked
More details - Cooperative Choice Network Credit UnionShare CertificatesCD · 30 months · $500 min
Credit union · 1 branch
3.97%APY$1,022 over 30 months on $10,000Requirements
Product: Dividends compounded daily and paid monthly (added back to certificate, paid monthly by check, or deposited directly into Share Savings or Share Draft Account). Early withdrawals subject to penalty. Minimum deposits vary according to term lengths.
Offer: Renewal rate under Member Loyalty Program when allowing certificate to roll over with no changes.
3.90% interest rate · Compounded daily · Effective Mar 1, 2026
Rate checked
More details - 3.85%APY$352 over 11 months on $10,000intro rate
Requirements
Product: A penalty may be imposed for early withdrawal. A minimum balance of $5,000.00 is required to obtain the stated APY.
Offer: A penalty may be imposed for early withdrawal. A minimum balance of $5,000.00 is required to obtain the stated APY.
Promotional rate · 3.80% interest rate · Effective Jul 1, 2026
Rate checked
More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · 3 branches
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - 3.79%APY$411 over 13 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $1,000. Annual APY listed above is an estimate.
Offer: Rates effective as of 10/16/2026. APY assumes principal and interest remain on deposit for a whole year. Penalties may be imposed for early withdrawal.
3.75% interest rate · Effective Oct 16, 2026
Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 3 branches
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.74%APY$406 over 13 months on $10,000with conditions
Requirements
Product: Interest compounded and credited annually. Penalty for early withdrawal. Rates current as of 10/6/2026.
Offer: Relationship special rate for customers with an INB loan or INB checking account with monthly direct deposit. Daily balance method. Early withdrawal penalty of 180 days of interest. Automatically renews at a 12-month term with standard rates. 10 calendar days grace period.
Qualified rate · 3.74% interest rate · Effective Oct 6, 2026
Rate checked
More details - Morton Community BankCertificate SpecialsCD · 14 months · $10,000 min · 3.73%–3.79% by balance
Bank · 2 branches
3.73%APY$437 over 14 months on $10,000intro rateRequirements
Product: Rates apply to consumer deposits only. Rates may be unavailable in counties where the Bank does not maintain a branch facility. Withdrawals of interest may reduce earnings. A penalty may be imposed for early withdrawal.
Offer: Under $100,000. $10,000 minimum deposit. Upon maturity 14 month special will renew at current 12-month rate.
Promotional rate · 3.67% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate Specials Balance APY Up to $100,000Your amount 3.73% $100,000 and up$100,000 and Over. 3.79% Rate checked
More details - Peoria Hiway CUShare Certificates of DepositCD · 24 months · $1,000 min · 3.44%–3.75% by balance
Credit union · 1 branch
3.44%APY$700 over 24 months on $10,000Requirements
Product: Minimum Share Certificate investment - $1,000.00 Regular Share Certificates, $50,000.00 Jumbo Share Certificates. Early Withdrawal Penalties Apply. Dividends are Compounded and Credited Quarterly. Dividend Period is Quarterly.
3.40% interest rate
Rate by balance
Rate by balance for Share Certificates of Deposit Balance APY Any balanceYour amount 3.44% $50,000 and upJumbo (>$50,000) 3.75% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Terms 3 months–5 years. Dividends compounded and credited monthly; dividend period monthly. Early withdrawal penalties may apply. Rates subject to change daily. Federally insured up to $250,000 by NCUA in conjunction with other CEFCU accounts.
Offer: Minimum to open $1,000.
3.20% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Peoria, IL
192 CDs at 14 banks and credit unions · checked Oct 16–22
- Typical
- 1.96%
- Top 10% from
- 3.75%
- Banks, typical
- 1.53%
- Credit unions, typical
- 3.44%
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Peoria, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cooperative Choice Network Credit UnionCredit union · 3 branches
- PPECUCredit union · 1 branch
- Peoria Hiway CUCredit union · 1 branch