Bank · FDIC insured
Liberty Bank CD Rates
Liberty Bank’s best CD rate is 3.79% APY on an 8-month CD. Terms run from 8 months to 4 years. Rates checked October 16, 2026.
How Liberty Bank’s CD rates compare
Compared with banks and credit unions near Quincy, IL-MO, where Liberty Bank has the most branches. $10,000, best rate first.
This bank’s best
Liberty Bank
3.79%APY
- Term
- 8 months
- Minimum
- —
- Earns on $10,000
- $251
Certificates of Deposit
Top rate
Great Rivers Bank
4.25%APY
- Term
- 18 months
- Minimum
- —
- Earns on $10,000
- $644
2nd-highest rate
HomeBank
4.11%APY
- Term
- 14 months
- Minimum
- $2,500
- Earns on $10,000
- $481
Liberty Bank CD score
73
CD score
Higher than 35% of U.S. banks and credit unions
- 3–8 months3–8 mo3.79%
- 9–15 months9–15 mo3.53%
- 16–30 months16–30 mo1.41%
- 31–60 months31–60 mo2.01%
- QualifiedQualified3.79%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Liberty Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.79%APY · 9 terms
Penalties for early withdrawal may apply. Liberty Bank reserves the right to limit the availability of CD investments to local individuals.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownTerm: 182 days | — | 0.65% | 0.65% | $0 |
| UnknownTerm: 30 days | — | 0.35% | 0.35% | $0 |
| UnknownTerm: 91 days | — | 0.50% | 0.50% | $0 |
| 8 monthsSpecial CD available for a limited time only | 3.79% | — | 3.79% | $251 |
| 12 months | 1.00% | — | 1.00% | $100 |
| 15 monthsSpecial CD available for a limited time only | 3.53% | — | 3.53% | $443 |
| 18 months | 1.25% | — | 1.25% | $188 |
| 24 months | 1.35% | — | 1.35% | $272 |
| 30 months | 1.41% | — | 1.41% | $356 |
| 36 months | 1.66% | — | 1.66% | $506 |
| 48 months | 2.01% | — | 2.01% | $829 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 2.11%APY · 2 terms
Penalties for early withdrawal may apply. Liberty Bank reserves the right to limit the availability of CD investments to local individuals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.10% | $110 |
| 48 months | 2.11% | $871 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.