Bank · FDIC insured
Collinsville Building & Loan CD Rates
Collinsville Building & Loan’s best CD rate is 3.30% APY on a 10-month CD. Terms run from 3 months to 6 years. Rates checked October 16, 2026.
How Collinsville Building & Loan’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Collinsville Building & Loan has the most branches. $10,000, best rate first.
This bank’s best
Collinsville Building & Loan
3.82%APY
- Term
- 10 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $317
Loyalty CD Specials
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $457
Collinsville Building & Loan CD score
70
CD score
Higher than 27% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.20%
- 31–60 months31–60 mo3.20%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Collinsville Building & Loan ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Loyalty CD Specials
Up to 3.82%APY · 3 terms
Loyalty rates for customers who currently have a mortgage loan, checking or MMDA relationship, or who hold more than $500,000 on deposit. A penalty may be imposed for early withdrawal. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsLoyalty CD Special; min. balance to earn APY $1,000.00. Loyalty eligibility: mortgage, checking or MMDA relationship, or more than $500,000 on deposit | 3.82% | $317 |
| 21 monthsLoyalty CD Special; min. balance to earn APY $1,000.00. Loyalty eligibility: mortgage, checking or MMDA relationship, or more than $500,000 on deposit | 3.72% | $660 |
| 41 monthsLoyalty CD Special; min. balance to earn APY $1,000.00. Loyalty eligibility: mortgage, checking or MMDA relationship, or more than $500,000 on deposit | 3.72% | $1,329 |
Sources (1)
- collinsvillebuildingandloan.com/cd-rates · captured Sep 17, 2026
CD Specials
Up to 3.30%APY · 3 terms
Promotional CD specials. A penalty may be imposed for early withdrawal. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsCD Special; min. balance to earn APY $1,000.00 | 3.30% | $274 |
| 21 monthsCD Special; min. balance to earn APY $1,000.00 | 3.20% | $567 |
| 41 monthsCD Special; min. balance to earn APY $1,000.00 | 3.20% | $1,136 |
Sources (1)
- collinsvillebuildingandloan.com/cd-rates · captured Sep 17, 2026
Certificates of Deposit
Up to 0.35%APY · 14 terms
Terms from 91 days to 72 months; opening balances as low as $500 on some terms. Interest compounded daily on terms greater than 182 days. Interest paid by compounding, internal transfer to a CB&L account, direct deposit, or check. Early-withdrawal penalty may be waived for nursing-home withdrawals with proper documentation; a penalty may otherwise apply. Rates subject to change without notice.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months91 Day Certificate; min. balance to earn APY $1,000.00 | — | 0.05% | 0.05% | $1 |
| 6 months182 Day Certificate; min. balance to earn APY $1,000.00 | — | 0.05% | 0.05% | $2 |
| 7 months7 Month Certificate; min. balance to earn APY $1,000.00 | — | 0.05% | 0.05% | $3 |
| 12 months12 Month Certificate; min. balance to earn APY $1,000.00 | — | 0.15% | 0.15% | $15 |
| 15 months15 Month Certificate; min. balance to earn APY $1,000.00 | — | 0.15% | 0.15% | $19 |
| 16 months16 Month Certificate; min. balance to earn APY $1,000.00 | — | 0.15% | 0.15% | $20 |
| 17 months17 Month Certificate; min. balance to earn APY $1,000.00 | — | 0.15% | 0.15% | $21 |
| 18 months18 Month Certificate; min. balance to earn APY $1,000.00 | — | 0.20% | 0.20% | $30 |
| 24 months24 Month Certificate; min. balance to earn APY $1,000.00 | — | 0.20% | 0.20% | $40 |
| 30 months30 Month Certificate; min. balance to earn APY $500.00 | 0.20% | — | 0.20% | $50 |
| 36 months36 Month Certificate; min. balance to earn APY $500.00 | 0.25% | — | 0.25% | $75 |
| 48 months48 Month Certificate; min. balance to earn APY $500.00 | 0.25% | — | 0.25% | $100 |
| 60 months60 Month Certificate; min. balance to earn APY $500.00 | 0.25% | — | 0.25% | $126 |
| 72 months72 Month Certificate; min. balance to earn APY $500.00 | 0.35% | — | 0.35% | $212 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.