Compare Bank & Credit Union Rates
Best CD rates in Quincy, IL
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–12 results in Quincy, IL
- 4.11%APY$481 over 14 months on $10,000
Requirements
Product: Daily Balance Required & $249,000 per account limit. A penalty will be imposed for early withdrawal.
Offer: 14-Month Special. Maximum opening per TIN for CD and IRA specials is $1,000,000.
4.05% interest rate · Balance cap $249,000 · Effective Sep 22, 2026
Rate checked
More details - 4.10%APY$801 over 23 months on $10,000intro rate
Requirements
Offer: Deposit Special
Promotional rate · 4.04% interest rate · Effective Oct 6, 2026
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More details - 4.00%APY$641 over 19 months on $10,000
Requirements
Offer: Early withdrawal penalties may apply. If interest is not paid by compounding to the CD, APY equals Interest Rate.
3.94% interest rate · Effective Sep 22, 2026
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More details - 3.91%APY$491 over 15 months on $10,000
Requirements
Product: Interest compounded quarterly. Early withdrawal penalties apply. No deposits permitted before maturity.
Offer: 15 Months CD Special. Interest compounded quarterly.
3.85% interest rate · Compounded quarterly · Effective Dec 17, 2025
Rate checked
More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · 1 branch
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - United Community Credit UnionShare Certificate of DepositCD · 13 months · $1,000 min
Credit union · 2 branches
3.82%APY$414 over 13 months on $10,000intro rateRequirements
Product: Dividends compound monthly. Penalty may apply for early withdrawal. Minimum opening balance is $1,000.00.
Offer: 13 Month Special
Promotional rate · 3.75% interest rate
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More details - 3.79%APY$251 over 8 months on $10,000intro rate
Requirements
Product: Penalties for early withdrawal may apply. Liberty Bank reserves the right to limit the availability of CD investments to local individuals.
Offer: Special CD available for a limited time only.
Promotional rate · 3.75% interest rate · Effective Nov 12, 2025
Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 1 branch
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.65%APY$90 over 3 months on $10,000
Requirements
Offer: Early withdrawal penalties may apply. If interest is not paid by compounding to the CD, APY equals Interest Rate.
3.60% interest rate · Effective Sep 22, 2026
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More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
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More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.
2.71% interest rate
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More details - 1.41%APY$725 over 60 months on $10,000
Requirements
Product: All rates subject to change. Annual percentage yield assumes interest remains on deposit until maturity. Daily balance method used to calculate interest. Additional deposits and principal withdrawals not permitted prior to maturity. Automatic renewal with a 10-day grace period. Early withdrawal penalties apply.
Offer: CD 5 Year. Compound APY. Compounded and credited quarterly. Earned interest must be greater than $10.00 to withdraw; otherwise it is compounded. Automatically renews for a 60-month term.
Effective May 1, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Quincy, IL
82 CDs at 9 banks and credit unions · checked Oct 16
- Typical
- 1.41%
- Top 10% from
- 3.80%
- Banks, typical
- 1.41%
- Credit unions, typical
- 2.38%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch