Credit union · NCUA insured
Moline Municipal Credit Union
A $66.7M credit union headquartered in Moline, IL, with 2,917 members and 1 branch in Illinois. Best rates: CDs 3.81% and savings 0.15% APY.
Moline Municipal Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#9 of 28 in Davenport, IA-IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Moline Municipal Credit Union
Founded in 1935, Moline Municipal Credit Union is headquartered in Moline, Illinois.
The financial cooperative is a member-owned and member-managed State chartered credit union.
- Headquarters
- 3401 16th St, Moline, IL 61265-6080
- NCUA charter
- 60186
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Rock Island County is eligible for membership.
Employers and groups
- Employees of Trinity Hospital / Unity Point Health are eligible for membership.
- Employees of the Metro bus system are eligible for membership.
Military, government and schools
- Employees of the City of Moline are eligible for membership.
- Employees of Moline Police and Fire departments are eligible for membership.
Family and household
- Family members of members can join.
Cost to join
- Membership requires a minimum deposit of $25 into a savings account to represent a share in MMCU and keep membership in good standing.
Branches
1 branch in Illinois
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Illinois
1 branch
- Moline Municipal Credit UnionMain office3401 16th St, Moline, IL 61265Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.85% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.99% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.38% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio13.85%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.99%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.38%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Moline Municipal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.