Bank · FDIC insured
Chester National Bank CD Rates
Chester National Bank’s best CD rate is 3.81% APY on a 15-month CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Chester National Bank’s CD rates compare
Compared with banks and credit unions in Illinois, where Chester National Bank has the most branches. $10,000, best rate first.
This bank’s best
Chester National Bank
3.81%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $478
Certificates of Deposit
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Chester National Bank CD score
67
CD score
Higher than 20% of U.S. banks and credit unions
- 3–8 months3–8 mo1.26%
- 9–15 months9–15 mo3.81%
- 16–30 months16–30 mo0.96%
- 31–60 months31–60 mo0.91%
- QualifiedQualified3.81%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chester National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.81%APY · 8 terms
Interest on 91-Day Certificate compounded at maturity and credited to account. All other Certificate interest compounded quarterly and credited on the last day of each quarter. Renew automatically at maturity with a 10-day grace period. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day CD. Interest compounded at maturity and credited to account | 0.35% | $9 |
| 6 months182 Day CD. Interest compounded quarterly and credited on the last day of each quarter | 1.26% | $64 |
| 12 months1 Year CD (12-month). Interest compounded quarterly and credited on the last day of each quarter | 0.70% | $70 |
| 15 months15 Month CD. Interest compounded quarterly and credited on the last day of each quarter | 3.81% | $478 |
| 18 months18 Month CD. Interest compounded quarterly and credited on the last day of each quarter | 0.75% | $113 |
| 30 months30 Month CD. Interest compounded quarterly and credited on the last day of each quarter | 0.96% | $242 |
| 36 months36 Month CD. Interest compounded quarterly and credited on the last day of each quarter | 0.75% | $227 |
| 48 months4 Year CD (48-month). Interest compounded quarterly and credited on the last day of each quarter | 0.91% | $369 |
Sources (2)
All captured Sep 25, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
Up to 3.30%APY · 3 terms
Available as Roth IRA and Traditional IRA certificates. Interest compounded quarterly and credited to the account on the last day of each quarter. Subsequent deposits of $10.00 or more permitted. Renew automatically at maturity with a 10-day grace period. Early withdrawal penalties do not apply if depositor is age 59 1/2 or older.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months182 Day IRA certificate. Subsequent deposits of $10.00 or more allowed | 0.71% | $36 |
| 12 months1 Year IRA certificate. Subsequent deposits of $10.00 or more allowed | 3.30% | $330 |
| 30 months30 Month IRA certificate. Subsequent deposits of $10.00 or more allowed | 1.11% | $280 |
Sources (2)
All captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.