Bank · FDIC insured
Collinsville Building & Loan
A $117.6M bank headquartered in Collinsville, IL, with 1 branch in Illinois. Best rates: CDs 3.30% and savings 0.10% APY.
Collinsville Building & Loan Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#74 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Collinsville Building & Loan
Collinsville Building & Loan Association is based in Collinsville, Illinois, and was organized in 1885 as the city's oldest financial institution.
Serving the St. Louis Metro East area, the community bank specializes in portfoliing and servicing all of its mortgage loans in-house.
- Headquarters
- 701 Belt Line Rd, Collinsville, IL 62234
- FDIC certificate
- 28103 ↗
Branches
1 branch in Illinois
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Illinois
1 branch
- Collinsville Building and Loan AssociationMain office701 Belt Line Rd, Collinsville, IL 62234Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 29.50% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.10% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.05% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $100 | $81 | — |
- CapitalLeverage ratio29.50%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.05%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$100Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Collinsville Building & Loan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.