Bank · FDIC insured
Old Exchange National Bank CD Rates
Old Exchange National Bank’s best CD rate is 3.79% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Old Exchange National Bank’s CD rates compare
Compared with banks and credit unions in Illinois, where Old Exchange National Bank has the most branches. $10,000, best rate first.
This bank’s best
Old Exchange National Bank
3.79%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $188
Certificate of Deposit
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Old Exchange National Bank CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 3–8 months3–8 mo3.79%
- 9–15 months9–15 mo3.79%
- 16–30 months16–30 mo3.17%
- 31–60 months31–60 mo3.58%
- QualifiedQualified3.79%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Old Exchange National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.79%APY · 8 terms
Interest rate is fixed for the selected term. Interest may be credited to the CD, another deposit account, or paid by check. Substantial penalty for early withdrawal; penalty applies only to the portion of principal withdrawn. 10 calendar-day grace period after maturity to withdraw without penalty; otherwise the CD automatically renews. Redeeming during the grace period pays no interest from maturity to redemption.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months91 Day term. Minimum balance $2,500 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 14, 2026 to October 19, 2026 | — | 0.75% | 0.75% | $19 |
| 6 months182 Day term. Minimum balance $2,500 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 14, 2026 to October 19, 2026 | — | 3.79% | 3.79% | $188 |
| 12 months12 Month term. Minimum balance $1,000 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 14, 2026 to October 19, 2026 | 3.79% | — | 3.79% | $379 |
| 18 months18 Month term. Minimum balance $1,000 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 14, 2026 to October 19, 2026 | 2.82% | — | 2.82% | $426 |
| 24 months24 Month term. Minimum balance $1,000 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 14, 2026 to October 19, 2026 | 3.07% | — | 3.07% | $623 |
| 30 months30 Month term. Minimum balance $1,000 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 14, 2026 to October 19, 2026 | 3.17% | — | 3.17% | $811 |
| 48 months48 Month term. Minimum balance $1,000 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 14, 2026 to October 19, 2026 | 3.33% | — | 3.33% | $1,400 |
| 60 months60 Month term. Minimum balance $1,000 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 14, 2026 to October 19, 2026 | 3.58% | — | 3.58% | $1,923 |
Sources (2)
All captured Oct 16, 2026
Opening an account
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