Bank · FDIC insured
Farmers State Bank of Western Illinois CD Rates
Farmers State Bank of Western Illinois’s best CD rate is 3.80% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Farmers State Bank of Western Illinois’s CD rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Farmers State Bank of Western Illinois has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank of Western Illinois
3.80%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $380
Certificates of Deposit (CDs)
Top rate
Empeople Credit Union
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
2nd-highest rate
Ascentra
4.40%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,137
Farmers State Bank of Western Illinois CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo0.55%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo0.85%
- 31–60 months31–60 mo1.26%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank of Western Illinois ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.80%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.40% | $10 |
| 6 months | 0.55% | $27 |
| 12 months | 3.80% | $380 |
| 24 months | 0.85% | $171 |
| 36 months | 1.00% | $303 |
| 48 months | 1.15% | $468 |
| 60 months | 1.26% | $646 |
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 3.80%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.80% | $380 |
| 24 months | 0.85% | $171 |
| 36 months | 1.00% | $303 |
| 48 months | 1.15% | $468 |
| 60 months | 1.26% | $646 |
Sources (1)
- fsbwil.com/rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.