Bank · FDIC insured
First State Bank of Campbell Hill
A $160.1M bank headquartered in Campbell Hill, IL, with 3 branches in Illinois. Best rates: CDs 3.80% and savings 0.30% APY.
First State Bank of Campbell Hill Carrot Score
68
Carrot Score
Higher than 20% of U.S. banks and credit unions
#3 of 7 in Carbondale, IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First State Bank of Campbell Hill
- Headquarters
- 114 W Front St, Campbell Hill, IL 62916
- FDIC certificate
- 10799 ↗
Branches
3 branches in Illinois
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Illinois
3 branches
Carbondale area · 1
- First State Bank of Campbell HillMain office114 W Front St, Campbell Hill, IL 62916Directions
Coulterville area · 1
- Coulterville Branch115 N 4th St, Coulterville, IL 62237Directions
Steeleville area · 1
- Steeleville Community Bank Branch424 W Broadway, Steeleville, IL 62288Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.82% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.59% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.62% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $78 | $81 | — |
- CapitalLeverage ratio13.82%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.59%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.62%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$78Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First State Bank of Campbell Hill are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.