Compare Bank & Credit Union Rates
Best CD rates in Bourbonnais, IL
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Bourbonnais, IL
- PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Product: Certificates available in 12, 24, 36, 48, and 60 months. Early withdrawal penalties apply.
Offer: 55 and over extra .010%. Minimum deposit $1,000 required.
4.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - 3.70%APY$401 over 13 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Fees may reduce earnings. Not valid for IRA's. All accounts compounded quarterly and automatically renew. These rates are effective through October 22, 2026.
Offer: $5,000 Minimum Opening and $250,000 Maximum Deposit. All accounts compounded quarterly and automatically renew. Penalty for early withdrawal. Not valid for IRA's.
Promotional rate · Compounded quarterly · Balance cap $250,000
Rate checked
More details - 3.65%APY$334 over 11 months on $10,000intro rate
Requirements
Product: 11 month CD reinvests as a 12 month CD. Penalty for early withdrawal.
Offer: 11 month CD reinvests as a 12 month CD. Penalty for early withdrawal. Assumes quarterly compounding and that interest will remain on deposit until maturity.
Promotional rate · Effective Oct 6, 2026
Rate checked
More details - 3.55%APY$146 over 5 months on $10,000intro rate
Requirements
Product: 5 month CD reinvests as a 6 month CD. Penalty for early withdrawal.
Offer: 5 month CD reinvests as a 6 month CD. Penalty for early withdrawal. Assumes quarterly compounding and that interest will remain on deposit until maturity.
Promotional rate · Effective Oct 6, 2026
Rate checked
More details - 3.51%APY$1,883 over 60 months on $10,000
Requirements
Product: Dividends are paid monthly and at maturity. Early withdrawal penalty applies.
Offer: Ask how you can get .20 additional basis point on your next certificate.
3.45% interest rate · Effective Dec 18, 2025
Rate checked
More details - 3.00%APY$149 over 6 months on $10,000
Requirements
Product: Dividends compounded monthly and credited quarterly on anniversary date. Penalties apply for early withdrawal. Rates effective 03/01/2025 and subject to change.
2.96% interest rate · Compounded monthly · Effective Mar 1, 2025
Rate checked
More details - 2.75%APY$252 over 11 months on $10,000
Requirements
Product: You may close out the 11 Month Flex CD or make withdrawals in increments of $1,000 without penalty after the account has been open for 8 days. Penalty may be imposed for early withdrawal if made within the first 7 days.
Offer: You may close out the CD or make withdrawals in increments of $1,000 without penalty after the account has been open for 8 days. A penalty may be imposed for early withdrawal if made within the first seven days after account opening. APY assumes quarterly compounding and that interest will remain on deposit until maturity.
Effective Oct 6, 2026
Rate checked
More details - Peoples Bank of Kankakee County48 Month CDCD · 48 months · $5,000 min · 2.55%–2.75% by balance
Bank · 1 branch
2.55%APY$1,060 over 48 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal.
Effective Oct 6, 2026
Rate by balance
Rate by balance for 48 Month CD Balance APY $5,000 – $100,000Your amount 2.55% $100,000 and up 2.75% Rate checked
More details - Peoples Bank of Kankakee County24 Month CDCD · 24 months · $5,000 min · 2.50%–2.70% by balance
Bank · 1 branch
2.50%APY$506 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal.
Effective Oct 6, 2026
Rate by balance
Rate by balance for 24 Month CD Balance APY $5,000 – $100,000Your amount 2.50% $100,000 and up 2.70% Rate checked
More details - Peoples Bank of Kankakee County36 Month CDCD · 36 months · $5,000 min · 2.50%–2.70% by balance
Bank · 1 branch
2.50%APY$769 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal.
Effective Oct 6, 2026
Rate by balance
Rate by balance for 36 Month CD Balance APY $5,000 – $100,000Your amount 2.50% $100,000 and up 2.70% Rate checked
More details - 2.25%APY$455 over 24 months on $10,000intro rate
Requirements
Product: Special rates are for new money only; does not apply to funds already on deposit. A penalty will be imposed for early withdrawal.
Offer: Special Rates are for new money only; does not apply to funds already on deposit.
Promotional rate · Effective Sep 27, 2022
Rate checked
More details - Peoples Bank of Kankakee County12 Month CDCD · 12 months · $5,000 min · 2.21%–2.41% by balance
Bank · 1 branch
2.21%APY$221 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal.
Effective Oct 6, 2026
Rate by balance
Rate by balance for 12 Month CD Balance APY $5,000 – $100,000Your amount 2.21% $100,000 and up 2.41% Rate checked
More details - Peoples Bank of Kankakee County6 Month CDCD · 6 months · $5,000 min · 2.15%–2.35% by balance
Bank · 1 branch
2.15%APY$107 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal.
Effective Oct 6, 2026
Rate by balance
Rate by balance for 6 Month CD Balance APY $5,000 – $100,000Your amount 2.15% $100,000 and up 2.35% Rate checked
More details - 1.51%APY$778 over 60 months on $10,000
Requirements
Product: No maintenance fees or monthly charges. Dividends calculated daily, paid and compounded quarterly. Automatically renewable at maturity. Substantial penalties for early withdrawals.
1.50% interest rate · Compounded quarterly · Effective Aug 19, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Bourbonnais, IL
68 CDs at 8 banks and credit unions · checked Oct 16–22
- Typical
- 1.44%
- Top 10% from
- 3.52%
- Banks, typical
- 0.48%
- Credit unions, typical
- 2.25%
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Kankakee, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Federated BankBank · 1 branch
- Illiana FinancialCredit union · 1 branch