Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1246–1260 of 4,559 results
- Northern New Mexico School Employees Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000intro ratePromotional rate · 3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Merrimack County Savings BankCertificates of Deposit \u2013 Fixed RateCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000 - Star of Texas Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply if surrendered prior to term maturity. Minimum amount to earn APY is $1,000. Federally insured up to $250,000 by NCUA.
Offer: Minimum amount to earn is $1,000 unless otherwise stated. Early withdrawal penalties apply if surrendered prior to term maturity.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - United Heritage Credit UnionCertificate of Deposit (CD)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Membership/Regular Savings account required. No monthly fee, service charge, or administration fees. Early withdrawal subject to penalty/loss of dividends.
Offer: Dividends paid and compounded quarterly.
3.60% interest rate · Compounded quarterly · Effective Oct 6, 2026
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More details - Sabine Federal Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Earned dividends posted to a savings or checking account monthly or at maturity OR choose to compound your certificate. Early withdrawal penalties may apply. Fees incurred could reduce earnings. Automatic rollover options are available.
Offer: APYE is 3.717%
Effective Oct 6, 2026
Rate checked
More details - Cal-Com Federal Credit UnionTerm Share AccountsCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: All Term Share Accounts require a $500.00 minimum balance to open. Jumbo Term Share Accounts ($100,000.00 minimum deposit) earn 0.15% dividend rate above standard Term Share Accounts dividend rate (Simple Interest) when opened new or at renewal. Early withdrawal penalties apply (loss of dividends on amounts withdrawn that would have accrued over 50% of the remaining term). Automatically renews upon maturity.
Offer: 26 Week Term Share Account.
3.62% interest rate · Effective Oct 1, 2026
Rate checked
More details - Velocity Credit UnionShort Term CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Substantial penalty for early withdrawal of principal. Elite Rewards members may be eligible for certificate rate bonuses of 0.10% to 0.20%.
Offer: Term is 6 months. Dividends pay and compound monthly. Elite Rewards rate bonus of 0.10% to 0.20% may apply.
Effective Oct 1, 2026
Rate checked
More details - SRU Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: For members looking for a fixed rate, longer-term investment. Dividends paid monthly.
Offer: Dividends paid monthly.
3.59% interest rate · Effective Oct 1, 2026
Rate checked
More details - Star One Credit UnionCertificate AccountCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Dividends compounded and credited monthly and at maturity. Fixed rates. Premature withdrawal penalties apply (6-month term: 90 days' dividends; 1-year and 2-year terms: 180 days' dividends). Automatic renewal with a 10-calendar-day grace period. Additional deposits not allowed. Minimum withdrawal amount $1,000.
Offer: Fixed rate for 6-month term; early withdrawal penalty is 90 days' dividends
3.59% interest rate
Rate checked
More details - Firefighters First Credit UnionRegular Share Certificate AccountsCD · 6 months · $1,000 min · 3.65%–3.75% by balance
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Standard share certificate with fixed rates tiered by balance. Minimum opening deposit is $1,000. Compounded and credited monthly. Penalty for early withdrawal.
3.59% interest rate
Rate by balance
Rate by balance for Regular Share Certificate Accounts Balance APY $1,000 – $50,000Your amount 3.65% $50,000 – $100,000 3.70% $100,000 and up 3.75% Rate checked
More details - Erie Community FCUShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,0003.61% interest rate
Rate checked
More details - Education First Credit UnionCertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Minimum Deposit: $500.00 Dividend Period: Calendar Month Dividends Compounded and Credited: Monthly
Offer: Dividend Rate: 3.590%. Dividends Compounded and Credited: Monthly.
3.59% interest rate
Rate checked
More details - Bridge Credit UnionStandard CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Offer: Everyday APY tier.
Rate checked
More details - Wallkill Valley Federal Savings & LoanCertificates of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Rates subject to change without notice. Penalties may be imposed for withdrawals made or closing account prior to maturity. FDIC insured.
3.54% interest rate · Effective Sep 28, 2026
Rate checked
More details - PrimebankCertificates of DepositCD · 6 months · $1,000 min · 2.00%–3.65% by balance
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 2.00% $10,000 and upYour amount 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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