Credit union · NCUA insured
Cal-Com Federal Credit Union
A $224.9M credit union headquartered in Port Lavaca, TX, with 15,929 members and 3 branches in Texas. Best rates: CDs 4.00% and savings 0.60% APY.
Cal-Com Federal Credit Union Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#4 of 9 in Victoria, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cal-Com Federal Credit Union
Cal-Com Federal Credit Union has served the Golden Crescent since 1968 as a member-owned cooperative across Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio, and Victoria counties in Texas.
- Headquarters
- 1401 N Virginia ST, Port Lavaca, TX 77979
- NCUA charter
- 18935
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in, and businesses and other legal entities located in Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio and Victoria counties.
Family and household
- Membership is open to immediate family members or household of eligible persons.
Branches
3 branches in Texas
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Texas
3 branches
Victoria area · 2
- Cal-Com Federal Credit Union2807 John Stockbauer Dr, Victoria, TX 77901Directions
- Cal-Com Federal Credit Union3802 N Navarro St, Victoria, TX 77901Directions
Port Lavaca area · 1
- Cal-Com Federal Credit UnionMain office1401 N Virginia ST, Port Lavaca, TX 77979Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.47% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.09% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.91% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $59 | $76 | — |
- CapitalNet worth ratio12.47%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.09%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.91%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$59Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cal-Com Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.