Credit union · NCUA insured
Cal-Com Federal Credit Union CD Rates
Cal-Com Federal Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Cal-Com Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Victoria, TX, where Cal-Com Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cal-Com Federal Credit Union
4.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $400
Term Share Accounts
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $169
Cal-Com Federal Credit Union CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.85%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cal-Com Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Accounts
Up to 4.00%APY · 8 terms
All Term Share Accounts require a $500.00 minimum balance to open. Jumbo Term Share Accounts ($100,000.00 minimum deposit) earn 0.15% dividend rate above standard Term Share Accounts dividend rate (Simple Interest) when opened new or at renewal. Early withdrawal penalties apply (loss of dividends on amounts withdrawn that would have accrued over 50% of the remaining term). Automatically renews upon maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day Term Share Account | 2.00% | $50 |
| 6 months26 Week Term Share Account | 3.65% | $181 |
| 12 months12 Month Term Share Account | 4.00% | $400 |
| 18 months18 Month Term Share Account | 3.65% | $552 |
| 24 months2 Year Term Share Account | 3.40% | $692 |
| 36 months3 Year Term Share Account | 3.55% | $1,103 |
| 48 months4 Year Term Share Account | 3.70% | $1,564 |
| 60 months5 Year Term Share Account | 3.85% | $2,079 |
Sources (2)
- calcomfcu.org/accounts/persona…term-share-accounts.html
- calcomfcu.org/tools/member-resources/rates.html
All captured Oct 6, 2026
Special-purpose accounts
IRA Term Share Accounts
Up to 4.00%APY · 5 terms
All Term Share Accounts including IRAs require a $500.00 minimum balance to open. Traditional, Roth IRA, and Coverdell ESA options available. No setup fees, monthly or annual maintenance fees. Early withdrawal penalties may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsIRA - 1 Year Term Share Account | 4.00% | $400 |
| 24 monthsIRA - 2 Year Term Share Account | 3.40% | $692 |
| 36 monthsIRA - 3 Year Term Share Account | 3.55% | $1,103 |
| 48 monthsIRA - 4 Year Term Share Account | 3.70% | $1,564 |
| 60 monthsIRA - 5 Year Term Share Account | 3.85% | $2,079 |
Sources (2)
- calcomfcu.org/accounts/persona…ement-accounts-iras.html
- calcomfcu.org/tools/member-resources/rates.html
All captured Oct 6, 2026
Who can join Cal-Com Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in, and businesses and other legal entities located in Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio and Victoria counties.
Family and household
- Membership is open to immediate family members or household of eligible persons.
Membership information collected October 5, 2026.