Credit union · NCUA insured
Sabine Federal Credit Union CD Rates
Sabine Federal Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Sabine Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Beaumont, TX, where Sabine Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sabine Federal Credit Union
3.75%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $375
Certificates
Top rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
2nd-highest rate
Rave Financial
4.25%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $210
Sabine Federal Credit Union CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sabine Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.75%APY · 5 terms
Earned dividends posted to a savings or checking account monthly or at maturity OR choose to compound your certificate. Early withdrawal penalties may apply. Fees incurred could reduce earnings. Automatic rollover options are available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAPYE is 3.717% | 3.65% | $181 |
| 12 monthsAPYE is 3.821% | 3.75% | $375 |
| 18 monthsAPYE is 3.55% | 3.50% | $530 |
| 36 monthsAPYE is 3.557% | 3.50% | $1,087 |
| 60 monthsAPYE is 3.557% | 3.50% | $1,877 |
Sources (2)
All captured Oct 6, 2026
Who can join Sabine Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to people who live, work, worship, or attend school in Hardin, Jasper, Jefferson, Newton, Orange, and Tyler County, Texas.
Employers and groups
- Eligibility is open to current and past employees of Sabine Federal Credit Union.
- Eligibility is open to employees of businesses and other legal entities located in Hardin, Jasper, Jefferson, Newton, Orange, and Tyler County, Texas.
Family and household
- Eligibility is extended to the immediate families, households, and organizations of qualifying members.
Other ways
- Eligibility is open to members of record of Sabine Federal Credit Union and Orange County Employees Credit Union.
- Eligibility is open to anyone who actively serves in the communities where Sabine Federal Credit Union operates.
Membership information collected October 5, 2026.