Credit union · NCUA insured
Erie Community FCU
A $40.3M credit union headquartered in Sandusky, OH, with 3,449 members and 1 branch in Ohio. Best rates: CDs 3.65% and savings 0.05% APY.
Erie Community FCU Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#8 of 12 in Sandusky, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Erie Community FCU
Founded in 1958, Erie Community Federal Credit Union is headquartered in Sandusky, Ohio.
The credit union is a full-service, not-for-profit financial institution owned by its members and operated by a local management team.
- Headquarters
- 1109 E Strub Rd, Sandusky, OH 44870
- NCUA charter
- 12616
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Erie County, Ohio is eligible for membership.
Family and household
- Individuals who have a family member (spouse, sister, uncle, nephew, grandparent, etc.) who is already a member of the credit union qualify to join.
Branches
1 branch in Ohio
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Ohio
1 branch
- Strub Rd OfficeMain office1109 E Strub Rd, Sandusky, OH 44870Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.36% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.19% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $66 | $59 | — |
- CapitalNet worth ratio8.36%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.19%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$66Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Erie Community FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.