Credit union · NCUA insured
SRU Federal Credit Union
A $66.2M credit union headquartered in Slippery Rock, PA, with 4,449 members and 1 branch in Pennsylvania. Best rates: CDs 3.75% and savings 1.00% APY.
SRU Federal Credit Union Carrot Score
84
Carrot Score
Higher than 64% of U.S. banks and credit unions
#18 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SRU Federal Credit Union
- Headquarters
- 100 Arrowhead Dr, Slippery Rock, PA 16057-2632
- NCUA charter
- 12654
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- SRU Federal Credit UnionMain office100 Arrowhead Dr, Slippery Rock, PA 16057Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.78% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.54% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.37% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $65 | $59 | — |
- CapitalNet worth ratio12.78%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.54%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.37%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$65Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SRU Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.