Credit union · NCUA insured
Star One Credit Union
Top CarrotA $9.6B credit union, the 34th largest of 4,329, headquartered in Sunnyvale, CA, with 133,824 members and 6 branches in California. Best rates: CDs 3.75% and savings 3.45% APY.
Star One Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 39 in San Jose, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Star One Credit Union
- Headquarters
- 1306 Bordeaux Dr, Sunnyvale, CA 94089-1005
- NCUA charter
- 68465
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live (full-time immediately or part-time for at least one year), regularly work, work for employers located in, or attend school (in-person at least part-time) in Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Clara, Santa Cruz, or Stanislaus County in California are eligible to join.
Employers and groups
- Employees of Star One's listed corporate partners are eligible for membership.
- Retirees of Lockheed Martin are eligible for membership.
- Star One Credit Union employees are eligible for membership.
Cost to join
- There are no membership fees and no monthly maintenance fees.
- Members must maintain a $50 balance in their Savings Account.
Branches
6 branches in California
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California
6 branches
- Branch - De Anza10991 N De Anza Blvd, Cupertino, CA 95014Directions
- Branch - San Antonio495 S San Antonio Rd, Los Altos, CA 94022Directions
- Branch - Blossom Hill1090 Blossom Hill Rd, San Jose, CA 95123Directions
- Branch - Stevens Creek3136 Stevens Creek Blvd, San Jose, CA 95117Directions
- Branch - Big Basin14411 Big Basin Way, Saratoga, CA 95070Directions
- Branch - Enterprise1080 Enterprise Way Ste 150, Sunnyvale, CA 94089Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.06% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.13% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.12% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalNet worth ratio14.06%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.13%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.12%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Star One Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.