Credit union · NCUA insured
Bridge Credit Union CD Rates
Top CarrotBridge Credit Union’s best CD rate is 4.25% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Bridge Credit Union’s CD rates compare
Compared with banks and credit unions near Dayton, OH, where Bridge Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bridge Credit Union
4.40%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $553
15-Month CD
2nd-highest rate
Treadwell Credit Union
4.30%APY
- Term
- 18 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $652
3rd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
Bridge Credit Union CD score
89
CD score
Higher than 89% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bridge Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
15-Month CD
Up to 4.40%APY · 1 term
Money currently deposited at Bridge CU is eligible for deposit into this promotional certificate when a matching, or greater sum of new money is deposited at the same time (funds not deposited at Bridge CU in the last 6 months). Automatically renews to a 12-month term at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsEveryday APY tier. Money currently deposited at Bridge CU requires a dollar-for-dollar matching or greater sum of new money deposited at the same time. Automatically renews to a 12-month term at maturity | 4.30% | $540 |
| 15 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program. Money currently deposited at Bridge CU requires a dollar-for-dollar matching or greater sum of new money deposited at the same time. Automatically renews to a 12-month term at maturity | 4.40% | $553 |
Standard Certificates
Up to 4.25%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEveryday APY tier | 3.65% | $181 |
| 6 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 3.75% | $186 |
| 12 monthsEveryday APY tier | 3.85% | $385 |
| 12 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 3.95% | $395 |
| 18 monthsEveryday APY tier | 3.95% | $598 |
| 18 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.05% | $614 |
| 24 monthsEveryday APY tier | 4.00% | $816 |
| 24 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.10% | $837 |
| 36 monthsEveryday APY tier | 4.05% | $1,265 |
| 36 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.15% | $1,297 |
| 48 monthsEveryday APY tier | 4.10% | $1,744 |
| 48 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.20% | $1,789 |
| 60 monthsEveryday APY tier | 4.15% | $2,255 |
| 60 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.25% | $2,313 |
Sources (1)
- bridgecu.org/rates · captured Oct 6, 2026
Second Chance Certificates
Up to 4.20%APY · 5 terms
Option to bump up rate (one time for certificates under 24 months and twice for certificate over 24 months) requires contacting Bridge before the original certificate maturity date. Bump rate must be of the equal term of the original certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEveryday APY tier | 3.80% | $380 |
| 12 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 3.90% | $390 |
| 24 monthsEveryday APY tier | 3.95% | $806 |
| 24 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.05% | $826 |
| 36 monthsEveryday APY tier | 4.00% | $1,249 |
| 36 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.10% | $1,281 |
| 48 monthsEveryday APY tier | 4.05% | $1,721 |
| 48 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.15% | $1,766 |
| 60 monthsEveryday APY tier | 4.10% | $2,225 |
| 60 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.20% | $2,284 |
Sources (1)
- bridgecu.org/rates · captured Oct 6, 2026
Jumbo Certificates
Up to 3.60%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEveryday APY tier | 3.30% | — |
| 6 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 3.40% | — |
| 12 monthsEveryday APY tier | 3.50% | — |
| 12 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 3.60% | — |
Special-purpose accounts
IRA Certificates
Up to 4.15%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEveryday APY tier | 3.85% | $385 |
| 12 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 3.95% | $395 |
| 24 monthsEveryday APY tier | 4.00% | $816 |
| 24 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.10% | $837 |
| 36 monthsEveryday APY tier | 4.05% | $1,265 |
| 36 monthsTo receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program | 4.15% | $1,297 |
Who can join Bridge Credit Union
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