Bank · FDIC insured
Wallkill Valley Federal Savings & Loan CD Rates
Wallkill Valley Federal Savings & Loan’s best CD rate is 3.90% APY on a 2-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Wallkill Valley Federal Savings & Loan’s CD rates compare
Compared with banks and credit unions near Kiryas Joel, NY, where Wallkill Valley Federal Savings & Loan has the most branches. $10,000, best rate first.
This bank’s best
Wallkill Valley Federal Savings & Loan
3.90%APY
- Term
- 24 months
- Minimum
- $2,500
- Earns on $10,000
- $795
Certificates of Deposit
Top rate
Rhinebeck Bank
4.40%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $899
2nd-highest rate
International Bank of Chicago
4.35%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $435
Wallkill Valley Federal Savings & Loan CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.90%
- 31–60 months31–60 mo2.53%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wallkill Valley Federal Savings & Loan ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.90%APY · 8 terms
Rates subject to change without notice. Penalties may be imposed for withdrawals made or closing account prior to maturity. FDIC insured.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.65% | $181 |
| 12 months | 3.75% | $375 |
| 18 months | 1.76% | $265 |
| 24 months | 3.90% | $795 |
| 30 months | 0.61% | $153 |
| 36 months | 2.43% | $747 |
| 48 months | 2.48% | $1,030 |
| 60 months | 2.53% | $1,331 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.