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Credit union · NCUA insured

Northern New Mexico School Employees Federal Credit Union CD Rates

Northern New Mexico School Employees Federal Credit Union’s best CD rate is 5.12% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.

How Northern New Mexico School Employees Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Denver, CO, where Northern New Mexico School Employees Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Northern New Mexico School Employees Federal Credit Union

    5.12%APY

    Term
    24 months
    Minimum
    $500
    Earns on $10,000
    $1,050

    Share Certificate

  • 2nd-highest rate

    Nicolet National Bank

    4.75%APY

    Term
    60 months
    Minimum
    $2,500
    Earns on $10,000
    $2,612

    Nicolet National Bank rates

  • 3rd-highest rate

    Academy Bank

    4.40%APY

    Term
    18 months
    Minimum
    $500
    Earns on $10,000
    $667

    Academy Bank rates

Compare CD rates near you →

Northern New Mexico School Employees Federal Credit Union CD score

87

CD score

Higher than 79% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.65%
  • 9–15 months9–15 mo3.56%
  • 16–30 months16–30 mo5.12%
  • 31–60 months31–60 mo3.45%
  • QualifiedQualified5.12%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Northern New Mexico School Employees Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Northern New Mexico School Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of this credit union, volunteers, and persons retired as pensioners or annuitants from qualifying employment.
  • Employees of SER - Jobs for Progress, Inc. who work in or are paid from Santa Fe, New Mexico.

Military, government and schools

  • Employees of the New Mexico Education Association of New Mexico State Department of Education working in or having headquarters in Santa Fe, New Mexico.
  • Employees of New Mexico School for the Deaf in Santa Fe, New Mexico.
  • Employees of public, private, and parochial school systems working in Santa Fe County, New Mexico.
  • Employees of Springer Public School System and Springer State School of Boys who work in Colfax County, New Mexico.
8 more ways to join

Military, government and schools

  • Employees of Wagon Mound Public School System who work in Mora County, New Mexico.
  • Employees of Chama Valley Public School System, Dulce Public School System, and Jemez Mountain Public School System who work in Rio Arriba County, New Mexico.
  • Employees of West Las Vegas Public School System, East Las Vegas Public School System, Pecos Public School System, and Luna Vocational School who work in San Miguel County, New Mexico.
  • Full-time students of Pojoaque Valley High School, Santa Fe County, New Mexico.
  • Full-time students at Santa Fe Senior High School and Vocational Technical School in Santa Fe, New Mexico, except those in the Adult Training Program.
  • Students attending Santa Fe Community College in Santa Fe, New Mexico.

Family and household

  • Members of the immediate family or household of eligible persons, and surviving spouses of persons who died while within the field of membership.

Other ways

  • Organizations of such persons within the field of membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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