Credit union · NCUA insured
Sabine Federal Credit Union
A $238M credit union headquartered in Orange, TX, with 12,874 members and 3 branches in Texas. Best rates: CDs 3.75% and savings 0.20% APY.
Sabine Federal Credit Union Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#16 of 22 in Beaumont, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sabine Federal Credit Union
Chartered in October 1948 to serve DuPont SRW plant employees in Orange, Texas, Sabine Federal Credit Union is a member-owned financial cooperative.
After renaming and adopting a community charter in 2006, the credit union expanded to serve Hardin, Jasper, Jefferson, Newton, Orange, and Tyler counties in Texas.
- Headquarters
- 1939 Strickland Dr, Orange, TX 77630-2901
- NCUA charter
- 5866
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to people who live, work, worship, or attend school in Hardin, Jasper, Jefferson, Newton, Orange, and Tyler County, Texas.
Employers and groups
- Eligibility is open to current and past employees of Sabine Federal Credit Union.
- Eligibility is open to employees of businesses and other legal entities located in Hardin, Jasper, Jefferson, Newton, Orange, and Tyler County, Texas.
Family and household
- Eligibility is extended to the immediate families, households, and organizations of qualifying members.
Other ways
- Eligibility is open to members of record of Sabine Federal Credit Union and Orange County Employees Credit Union.
- Eligibility is open to anyone who actively serves in the communities where Sabine Federal Credit Union operates.
Branches
3 branches in Texas
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Texas
3 branches
- Main officeMain office1939 Strickland Dr, Orange, TX 77630Directions
- Beaumont Branch8255 Gladys Ave, Beaumont, TX 77706Directions
- Bridge City Branch715 Texas Ave Ste A, Bridge City, TX 77611Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.27% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.79% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.18% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $70 | $76 | — |
- CapitalNet worth ratio12.27%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.79%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.18%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$70Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sabine Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.