Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1201–1215 of 4,640 results
- Mohawk Valley Federal Credit UnionShare Certificates (CDs)CD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Deposits are federally insured by the NCUA up to at least $250,000.
3.59% interest rate · Effective Apr 1, 2026
Rate checked
More details - Second Federal | Savings & Loan Association Of PhiladelphiaCertificates Of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000intro rateRequirements
Product: Interest compounded daily and credited quarterly. Penalty for early withdrawal applies (equal to interest for half the current term on principal withdrawn). Automatically renews at maturity with a 7-day grace period. No monthly fees.
Promotional rate · 3.59% interest rate · Compounded daily · Effective May 1, 2026
Rate checked
More details - Golden Triangle Federal Credit UnionCertificateCD · 24 months · $1,000 min · 3.65%–3.75% by balance
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,0003.59% interest rate
Rate by balance
Rate by balance for Certificate Balance APY $1,000 – $50,000Your amount 3.65% $50,000 – $100,000 3.65% $100,000 and up 3.75% Rate checked
More details - Mountain Credit Union24 Month CertificateCD · 24 months · $2,500 min
Credit union · Add a location to see nearby branches
3.64%APY$741 over 24 months on $10,000Requirements
Product: Dividends paid monthly. Rates subject to change without notice.
Offer: Dividends paid monthly. Rates subject to change without notice.
3.70% interest rate · Effective Oct 16, 2026
Rate checked
More details - Federal Employees NewarkShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.64%APY$741 over 24 months on $10,000Requirements
Product: One thousand dollar minimum. FENFCU penalty for early withdrawal will be 25 basis points (1/4 %) per quarter or portion of a quarter on the balance in the certificate.
3.60% interest rate
Rate checked
More details - CU of EmporiaCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.64%APY$741 over 24 months on $10,000Requirements
Product: Dividends are paid quarterly. Early withdrawal penalties apply.
3.60% interest rate · Effective Jun 30, 2026
Rate checked
More details - First National Bank BemidjiCertificates of DepositCD · 24 months · $500 min · 3.62%–3.82% by balance
Bank · Add a location to see nearby branches
3.62%APY$737 over 24 months on $10,000Requirements
Product: Early withdrawal penalties may apply to fixed term investments. Early withdrawal penalties or fees may reduce earnings.
Offer: Compounding frequency quarterly. Term: 2 Year.
3.57% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $25,000Your amount 3.62% $25,000 and up 3.82% Rate checked
More details - Advantage One Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.62%APY$737 over 24 months on $10,000intro rateRequirements
Product: Low minimum balance of $500 to open. Penalty for early withdrawal.
Offer: Paid at maturity.
Promotional rate · 3.62% interest rate
Rate checked
More details - State Highway Patrol Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.61%APY$735 over 24 months on $10,000Requirements
Product: Membership required to open Share Certificates with SHPFCU. A penalty may be imposed for early withdrawal. Minimum balance to open a share certificate is $500.00. Dividends may be paid monthly, quarterly, or annually; APY listed assumes monthly dividends.
Offer: Assumes monthly dividends. Dividends may be paid monthly, quarterly, or annually. Penalty for early withdrawal. Membership required.
3.55% interest rate
Rate checked
More details - Community First Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.61%APY$735 over 24 months on $10,000intro rateRequirements
Product: Rates effective October 23, 2026. $500 minimum deposit. 0.10% bonus paid on certificates of $50,000 or more for terms of 2 to 5 years.
Promotional rate · 3.55% interest rate · Effective Oct 23, 2026
Rate checked
More details - Family Security Credit UnionShare CertificateCD · 24 months · $1,000 min · 3.61%–3.71% by balance
Credit union · Add a location to see nearby branches
3.61%APY$735 over 24 months on $10,000Requirements
Product: Primary share account required. Interest compounded monthly. One-time, complimentary bump in interest privilege permitted for remaining term. Maintenance or activity fees could reduce earnings. Early withdrawal penalties may apply.
3.55% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 3.61% $50,000 and up 3.66% $100,000 and up 3.71% Rate checked
More details - Hidden River Credit UnionShare Certificates of DepositCD · 24 months · $500 min · 3.61%–3.66% by balance
Credit union · Add a location to see nearby branches
3.61%APY$735 over 24 months on $10,000Requirements
Product: Minimum deposit of $500 is required to open a Certificate of Deposit ($75,000 for Jumbo). Additional deposits not allowed after account is open. APY assumes principal and dividends remain on deposit until maturity. Early withdrawal penalties apply. Certificate automatically renews (7-day grace period at maturity). Dividends compounded and paid monthly.
Offer: Regular CD tier. Early withdrawal penalties apply. Automatically renews.
3.55% interest rate
Rate by balance
Rate by balance for Share Certificates of Deposit Balance APY $500 – $75,000Your amount 3.61% $75,000 and up 3.66% Rate checked
More details - Mobility Credit UnionRate Climber CertificateCD · 24 months · $5,000 min
Credit union · Add a location to see nearby branches
3.61%APY$735 over 24 months on $10,000intro rateRequirements
Product: Minimum deposit amount of $5,000.00. Only one rate increase is allowed for the term of the CD. Rate climber feature does not apply to existing certificates. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
Offer: Only one rate increase is allowed for the term of the CD.
Promotional rate · 3.55% interest rate · Effective Sep 17, 2026
Rate checked
More details - Educational Employees Credit UnionShare CertificatesCD · 24 months · $500 min · 3.56%–3.71% by balance
Credit union · Add a location to see nearby branches
3.61%APY$735 over 24 months on $10,000Requirements
Product: Fixed dividend rate for the entire term; early withdrawal penalties may apply. Funds insured by NCUA. Share certificates can be opened online/mobile. Additional deposits after opening are not permitted.
3.50% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.56% $10,000 and upYour amount 3.61% $50,000 and up 3.66% $100,000 and up 3.71% Rate checked
More details - Impact Credit UnionShare Certificate AccountsCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.61%APY$735 over 24 months on $10,000Requirements
Product: Dividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal.
Offer: Dividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal.
3.55% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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