Credit union · NCUA insured
Hidden River Credit Union CD Rates
Hidden River Credit Union’s best CD rate is 3.92% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Hidden River Credit Union’s CD rates compare
Compared with banks and credit unions near Pottsville, PA, where Hidden River Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hidden River Credit Union
3.87%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $586
Share Certificates of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Hidden River Credit Union CD score
83
CD score
Higher than 62% of U.S. banks and credit unions
- 3–8 months3–8 mo3.71%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.87%
- 31–60 months31–60 mo3.45%
- QualifiedQualified3.87%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hidden River Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates of Deposit
Up to 3.87%APY · 8 terms
Minimum deposit of $500 is required to open a Certificate of Deposit ($75,000 for Jumbo). Additional deposits not allowed after account is open. APY assumes principal and dividends remain on deposit until maturity. Early withdrawal penalties apply. Certificate automatically renews (7-day grace period at maturity). Dividends compounded and paid monthly.
| Term | APY · $500 – $75,000 | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.71% | —3.71% from $75k | — |
| 3 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.67% | — | 3.67% | $91 |
| 6 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.76% | —3.76% from $75k | — |
| 6 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.71% | — | 3.71% | $184 |
| 12 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.87% | —3.87% from $75k | — |
| 12 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.82% | — | 3.82% | $382 |
| 18 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.92% | —3.92% from $75k | — |
| 18 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.87% | — | 3.87% | $586 |
| 24 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.66% | —3.66% from $75k | — |
| 24 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.61% | — | 3.61% | $735 |
| 36 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.51% | —3.51% from $75k | — |
| 36 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.45% | — | 3.45% | $1,071 |
| 48 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.51% | —3.51% from $75k | — |
| 48 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.45% | — | 3.45% | $1,453 |
| 60 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.51% | —3.51% from $75k | — |
| 60 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.45% | — | 3.45% | $1,848 |
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.87%APY · 8 terms
Minimum deposit of $500 is required to open an IRA Certificate of Deposit ($75,000 for Jumbo). Additional deposits not allowed after account is open. APY assumes principal and dividends remain on deposit until maturity. Early withdrawal penalties apply. Certificate automatically renews (7-day grace period at maturity). Dividends compounded and paid monthly. Transfer of any IRA type to another financial institution or closing of any IRA type will incur a fee from HRCU.
| Term | APY · $500 – $75,000 | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.71% | —3.71% from $75k | — |
| 3 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.67% | — | 3.67% | $91 |
| 6 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.76% | —3.76% from $75k | — |
| 6 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.71% | — | 3.71% | $184 |
| 12 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.87% | —3.87% from $75k | — |
| 12 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.82% | — | 3.82% | $382 |
| 18 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.92% | —3.92% from $75k | — |
| 18 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.87% | — | 3.87% | $586 |
| 24 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.66% | —3.66% from $75k | — |
| 24 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.61% | — | 3.61% | $735 |
| 36 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.51% | —3.51% from $75k | — |
| 36 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.45% | — | 3.45% | $1,071 |
| 48 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.51% | —3.51% from $75k | — |
| 48 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.45% | — | 3.45% | $1,453 |
| 60 monthsJumbo CD tier (Above $75,000). Early withdrawal penalties apply. Automatically renews | — | 3.51% | —3.51% from $75k | — |
| 60 monthsRegular CD tier. Early withdrawal penalties apply. Automatically renews | 3.45% | — | 3.45% | $1,848 |
Who can join Hidden River Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school within Schuylkill County is eligible for membership.
Cost to join
- There is a $1 non-refundable new membership fee.
- Must maintain a minimum share deposit of $5 in a new share savings account.
Membership information collected October 5, 2026.