Credit union · NCUA insured
CU of Emporia CD Rates
CU of Emporia’s best CD rate is 3.64% APY on a 2-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How CU of Emporia’s CD rates compare
Compared with banks and credit unions near Emporia, KS, where CU of Emporia has the most branches. $10,000, best rate first.
This credit union’s best
CU of Emporia
3.64%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $741
Certificates
Top rate
Emporia State Federal Credit Union
4.25%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $1,330
2nd-highest rate
Capitol Federal
4.20%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,789
CU of Emporia CD score
80
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo3.47%
- 9–15 months9–15 mo3.48%
- 16–30 months16–30 mo3.64%
- 31–60 months31–60 mo3.64%
- QualifiedQualified3.64%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CU of Emporia ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.64%APY · 5 terms
Dividends are paid quarterly. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.47% | $172 |
| 12 months | 3.48% | $348 |
| 18 months | 3.56% | $539 |
| 24 months | 3.64% | $741 |
| 36 months | 3.64% | $1,132 |
Who can join CU of Emporia
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to those living, working, or worshiping in Chase, Coffey, Greenwood, Lyon, Morris, Osage, and Wabaunsee Counties.
Employers and groups
- Open to employees working for a member company.
Family and household
- Open to individuals who have an immediate family member with an account at the credit union.
Cost to join
- A $25 deposit is required to establish a membership account.
Membership information collected October 4, 2026.