Credit union · NCUA insured
Family Security Credit Union
A $1.1B credit union headquartered in Decatur, AL, with 88,783 members and 23 branches in Alabama. Best rates: CDs 3.87% and savings 1.51% APY.
Family Security Credit Union Carrot Score
83
Carrot Score
Higher than 63% of U.S. banks and credit unions
#4 of 10 in Decatur, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Family Security Credit Union
Family Security Credit Union serves counties across Alabama.
- Headquarters
- 2204 Family Security Pl SW, Decatur, AL 35603
- NCUA charter
- 60605
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals and businesses who live, work, worship, attend school, or operate in the counties served across Alabama are eligible for membership.
Employers and groups
- Employees and retirees of Ruby Tuesday, Inc. and the Compass Group family of companies, as well as organizations of such persons, are eligible for membership.
Family and household
- Families of members are eligible for membership.
Other ways
- Residents of Alabama, Mississippi, Tennessee, Florida, or Georgia are eligible for membership through free membership in the Alabama Consumer Council (ACC).
Branches
23 branches in Alabama
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Alabama
23 branches
Decatur area · 6
- Beltline1852 Beltline Rd SW, Decatur, AL 35601Directions
- Haier2330 Point Mallard Dr SE, Decatur, AL 35601Directions
- Priceville50 Marco Dr, Decatur, AL 35603Directions
- Sixth Avenue1305 6th Ave SE, Decatur, AL 35601Directions
- Hartselle1305 Highway 31 SW, Hartselle, AL 35640Directions
- Moulton11400 AL Highway 157, Moulton, AL 35650Directions
Huntsville area · 4
- Athens214 US Highway 31 S, Athens, AL 35611Directions
- Hazel Green14699 Highway 231-431 N, Hazel Green, AL 35750Directions
- Highway 72 Madison8668 Highway 72 W, Madison, AL 35758Directions
- Madison Blvd.8230 Madison Blvd, Madison, AL 35758Directions
Albertville area · 3
- Albertville5976 US Highway 431, Albertville, AL 35950Directions
- Boaz310 US Highway 431, Boaz, AL 35957Directions
- Guntersville2002 Gunter Ave, Guntersville, AL 35976Directions
Mobile area · 3
- Mobile7690 Airport Blvd, Mobile, AL 36608Directions
- Tillman's Corner5416 Highway 90 W, Mobile, AL 36619Directions
- Saraland9 Saraland Blvd N, Saraland, AL 36571Directions
Cullman area · 1
- Cullman811 2nd Ave NW, Cullman, AL 35055Directions
Daphne area · 1
- Daphne28651 US Highway 98, Daphne, AL 36526Directions
Birmingham area · 1
- Gardendale951 Odum Rd, Gardendale, AL 35071Directions
Jackson area · 1
- Jackson4000 N College Ave, Jackson, AL 36545Directions
Florence area · 1
- Muscle Shoals2015 Avalon Ave, Muscle Shoals, AL 35661Directions
Scottsboro area · 1
- Stevenson41119 US Highway 72, Stevenson, AL 35772Directions
Thomasville area · 1
- Thomasville32605 Highway 43, Thomasville, AL 36784Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.92% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.61% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 2.01% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $48 | $88 | — |
- CapitalNet worth ratio19.92%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.61%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets2.01%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$48Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Family Security Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.