Credit union · NCUA insured
Impact Credit Union CD Rates
Impact Credit Union’s best CD rate is 3.72% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Impact Credit Union’s CD rates compare
Compared with banks and credit unions near Findlay, OH, where Impact Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Impact Credit Union
3.72%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $372
Share Certificate Accounts
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
Impact Credit Union CD score
82
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.72%
- 16–30 months16–30 mo3.67%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.72%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Impact Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Accounts
Up to 3.72%APY · 8 terms
Dividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal | 3.56% | $176 |
| 12 monthsDividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal | 3.72% | $372 |
| 18 monthsDividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal | 3.67% | $556 |
| 24 monthsDividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal | 3.61% | $735 |
| 30 monthsDividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal | 3.56% | $914 |
| 36 monthsDividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal | 3.51% | $1,090 |
| 48 monthsDividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal | 3.51% | $1,480 |
| 60 monthsDividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal | 3.56% | $1,911 |
Who can join Impact Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Sandusky, Seneca, Hancock, and Wood counties.
Membership information collected October 5, 2026.