Credit union · NCUA insured
CU of Emporia
A $41.5M credit union headquartered in Emporia, KS, with 3,851 members and 1 branch in Kansas. Best rates: CDs 3.64% APY.
CU of Emporia Carrot Score
85
Carrot Score
Higher than 69% of U.S. banks and credit unions
#3 of 5 in Emporia, KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CU of Emporia
Credit Union of Emporia is headquartered in Emporia, Kansas.
- Headquarters
- 2711 W 15th Ave, Emporia, KS 66801
- NCUA charter
- 63319
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to those living, working, or worshiping in Chase, Coffey, Greenwood, Lyon, Morris, Osage, and Wabaunsee Counties.
Employers and groups
- Open to employees working for a member company.
Family and household
- Open to individuals who have an immediate family member with an account at the credit union.
Cost to join
- A $25 deposit is required to establish a membership account.
Branches
1 branch in Kansas
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Kansas
1 branch
- Credit Union Of EmporiaMain office2711 W 15th Ave, Emporia, KS 66801Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.31% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.56% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.50% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $34 | $59 | — |
- CapitalNet worth ratio15.31%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.56%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.50%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$34Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CU of Emporia are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.