Credit union · NCUA insured
Golden Triangle Federal Credit Union CD Rates
Top CarrotGolden Triangle Federal Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Golden Triangle Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Beaumont, TX, where Golden Triangle Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Golden Triangle Federal Credit Union
3.65%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $743
Certificate
Top rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
2nd-highest rate
Rave Financial
4.25%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $210
Golden Triangle Federal Credit Union CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.65%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Golden Triangle Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 3.65%APY · 3 terms
| Term | APY · $1,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 3.25% | 3.25% | 3.50% | 3.25%3.25% $50k–$100k3.50% from $100k | $161 |
| 12 months | 3.50% | 3.65% | 3.75% | 3.50%3.65% $50k–$100k3.75% from $100k | $350 |
| 24 months | 3.65% | 3.65% | 3.75% | 3.65%3.65% $50k–$100k3.75% from $100k | $743 |
Sources (1)
- gtfcu.coop/share-rates · captured Sep 17, 2026
Special-purpose accounts
IRA Certificate
Up to 3.65%APY · 3 terms
| Term | APY · $1,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 3.25% | 3.25% | 3.50% | 3.25%3.25% $50k–$100k3.50% from $100k | $161 |
| 12 months | 3.50% | 3.65% | 3.75% | 3.50%3.65% $50k–$100k3.75% from $100k | $350 |
| 24 months | 3.65% | 3.65% | 3.75% | 3.65%3.65% $50k–$100k3.75% from $100k | $743 |
Sources (1)
- gtfcu.coop/share-rates · captured Sep 17, 2026
Who can join Golden Triangle Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Port Arthur or Groves are eligible for membership.
- Students attending school in Port Arthur or Groves are eligible for membership.
- Persons who work in Port Arthur or Groves are eligible for membership.
- Persons who worship in Port Arthur or Groves are eligible for membership.
Employers and groups
- Employees and members of approved participating employers, associations, churches, and organizations are eligible for membership.
Family and household
- Immediate family and household members of eligible members qualify for membership.
Membership information collected October 5, 2026.