Credit union · NCUA insured
Golden Triangle Federal Credit Union
Top CarrotA $38.7M credit union headquartered in Groves, TX, with 2,306 members and 1 branch in Texas. Best rates: CDs 3.75% and savings 0.50% APY.
Golden Triangle Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#6 of 22 in Beaumont, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Golden Triangle Federal Credit Union
Golden Triangle Federal Credit Union is a member-owned financial cooperative headquartered in Groves, Texas, serving member-owners in Southeast Texas since 1953.
- Headquarters
- 5211 E Parkway St, Groves, TX 77619
- NCUA charter
- 8298
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Port Arthur or Groves are eligible for membership.
- Students attending school in Port Arthur or Groves are eligible for membership.
- Persons who work in Port Arthur or Groves are eligible for membership.
- Persons who worship in Port Arthur or Groves are eligible for membership.
Employers and groups
- Employees and members of approved participating employers, associations, churches, and organizations are eligible for membership.
Family and household
- Immediate family and household members of eligible members qualify for membership.
Branches
1 branch in Texas
Loading map…
Texas
1 branch
- Main OfficeMain office5211 E Parkway St, Groves, TX 77619Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.61% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.63% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.05% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $49 | $59 | — |
- CapitalNet worth ratio18.61%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.63%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.05%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$49Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Golden Triangle Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.