Bank · FDIC insured
Second Federal | Savings & Loan Association Of Philadelphia
A $46.3M bank headquartered in Philadelphia, PA, with 2 branches in Pennsylvania. Best rates: CDs 3.95% and savings 1.50% APY.
Second Federal | Savings & Loan Association Of Philadelphia Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#28 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Second Federal | Savings & Loan Association Of Philadelphia
Founded in 1924, Second Federal Savings and Loan Association of Philadelphia is a federally chartered mutual savings association located in Philadelphia, Pennsylvania, owned by its depositors.
The bank offers deposit products for savers alongside residential real estate mortgages for both homeowners and real estate investors, with a strategic focus on investor mortgages.
- Headquarters
- 1727 Chestnut St, Philadelphia, PA 19103
- FDIC certificate
- 29627 ↗
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Second Federal Savings and Loan Association of PhiladelphiaMain office1727 Chestnut St, Philadelphia, PA 19103Directions
- Tioga-Franklin Savings Bank Branch320 E Girard Ave, Philadelphia, PA 19125Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.42% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.17% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $153 | $67 | — |
- CapitalLeverage ratio16.42%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.17%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$153Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Second Federal | Savings & Loan Association Of Philadelphia are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.