Credit union · NCUA insured
Advantage One Credit Union
Top CarrotA $24M credit union headquartered in Morrison, IL, with 2,390 members and 1 branch in Illinois. Best rates: CDs 3.64% and savings 0.15% APY.
Advantage One Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#2 of 8 in Sterling, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Advantage One Credit Union
Advantage One Credit Union is based in Morrison, Illinois.
- Headquarters
- 204 N Jackson St, Morrison, IL 61270
- NCUA charter
- 68343
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who resides, works, worships, or attends school in Bureau, Carroll, Henry, Lee, Ogle, Rock Island, or Whiteside County, IL, or within a 35-mile radius of the main branch in Morrison, IL.
Cost to join
- Joining requires depositing $25 or more into a new share account (savings account).
Branches
1 branch in Illinois
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Illinois
1 branch
- Advantage One Credit UnionMain office204 N Jackson St, Morrison, IL 61270Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.84% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.22% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.62% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio11.84%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.22%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.62%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Advantage One Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.