Credit union · NCUA insured
State Highway Patrol Federal Credit Union CD Rates
Top CarrotState Highway Patrol Federal Credit Union’s best CD rate is 3.66% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How State Highway Patrol Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Columbus, OH, where State Highway Patrol Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
State Highway Patrol Federal Credit Union
3.66%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,969
Share Certificates
Top rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
2nd-highest rate
Scott Associates Credit Union Inc
5.06%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,802
State Highway Patrol Federal Credit Union CD score
80
CD score
Higher than 51% of U.S. banks and credit unions
- 3–8 months3–8 mo3.35%
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo3.51%
- 31–60 months31–60 mo3.66%
- QualifiedQualified3.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Highway Patrol Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.66%APY · 7 terms
Membership required to open Share Certificates with SHPFCU. Early withdrawal penalty may apply. You may elect to receive dividends paid monthly, quarterly, or annually. APY assumes monthly dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAPY assumes monthly dividends. Minimum balance to open is $500.00. Early withdrawal penalty may apply | 3.35% | $166 |
| 12 monthsAPY assumes monthly dividends. Minimum balance to open is $500.00. Early withdrawal penalty may apply | 3.40% | $340 |
| 18 monthsAPY assumes monthly dividends. Minimum balance to open is $500.00. Early withdrawal penalty may apply | 3.45% | $522 |
| 24 monthsAPY assumes monthly dividends. Minimum balance to open is $500.00. Early withdrawal penalty may apply | 3.51% | $714 |
| 36 monthsAPY assumes monthly dividends. Minimum balance to open is $500.00. Early withdrawal penalty may apply | 3.56% | $1,106 |
| 48 monthsAPY assumes monthly dividends. Minimum balance to open is $500.00. Early withdrawal penalty may apply | 3.61% | $1,524 |
| 60 monthsAPY assumes monthly dividends. Minimum balance to open is $500.00. Early withdrawal penalty may apply | 3.66% | $1,969 |
Who can join State Highway Patrol Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Ohio Troopers Coalition are eligible for membership.
- Full-time employees of State Highway Patrol Federal Credit Union are eligible for membership.
Military, government and schools
- Members of the Ohio State Highway Patrol Auxiliary are eligible for membership.
- Employees of the OSHP Retirement System are eligible for membership.
- Current/active full time State Highway Patrol employees are eligible for membership.
- Retired State Highway Patrol employees are eligible for membership.
3 more ways to join
Family and household
- Eligible family members (husband, wife, parents, grandparents including by marriage, children including stepchildren, grandchildren including step-grandchildren) and members of the immediate family or household of eligible persons are eligible for membership.
Other ways
- Organizations of persons within the field of membership are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Cost to join
- An opening deposit of $5 is required to establish membership.
Membership information collected October 5, 2026.