Credit union · NCUA insured
Hidden River Credit Union
A $254.1M credit union headquartered in Pottsville, PA, with 19,970 members and 4 branches in Pennsylvania. Best rates: CDs 3.92% and savings 0.25% APY.
Hidden River Credit Union Carrot Score
82
Carrot Score
Higher than 61% of U.S. banks and credit unions
#2 of 10 in Pottsville, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hidden River Credit Union
Founded by educators in 1953 in Pottsville, Pennsylvania, Hidden River Credit Union was formed to serve the financial needs of Schuylkill County.
Granted a community charter in 2011, the member-owned financial cooperative serves anyone who lives, works, worships, volunteers, or attends school in Schuylkill County.
- Headquarters
- 60 Westwood Rd, Pottsville, PA 17901-1834
- NCUA charter
- 64932
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school within Schuylkill County is eligible for membership.
Cost to join
- There is a $1 non-refundable new membership fee.
- Must maintain a minimum share deposit of $5 in a new share savings account.
Branches
4 branches in Pennsylvania
Loading map…
Pennsylvania
4 branches
- Hidden River Credit UnionMain office60 Westwood Rd, Pottsville, PA 17901Directions
- Orwigsburg Branch629 W Market St, Orwigsburg, PA 17961Directions
- Pine Grove Branch29 E Pottsville St, Pine Grove, PA 17963Directions
- Hometown Branch30 Mahanoy Ave, Tamaqua, PA 18252Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.25% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.31% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.17% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $47 | $76 | — |
- CapitalNet worth ratio9.25%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.31%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.17%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$47Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hidden River Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.