Credit union · NCUA insured
Mobility Credit Union
Top CarrotA $358.8M credit union headquartered in Irving, TX, with 20,838 members and 3 branches in Texas. Best rates: CDs 4.30% and savings 4.00% APY.
Mobility Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#9 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mobility Credit Union
Mobility Credit Union was founded in 1965 as IBM Southwest Employees Federal Credit Union to serve the financial needs of IBM employees.
The institution later changed its name to YOUR Community Credit Union before adopting the Mobility Credit Union name in 2014.
Headquartered in Irving, Texas, the credit union serves the Dallas-Fort Worth area as well as members nationwide and abroad.
- Headquarters
- 8384 N Belt Line Rd, Irving, TX 75063-6006
- NCUA charter
- 68606
Branches
3 branches in Texas
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Texas
3 branches
- Main OfficeMain office8384 N Belt Line Rd, Irving, TX 75063Directions
- Celina205 E Walnut ST, Celina, TX 75009Directions
- Mid-Cities606 Grapevine Hwy, Suite A, Hurst, TX 76054Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.01% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.97% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.36% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $97 | $76 | — |
- CapitalNet worth ratio8.01%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.97%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.36%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$97Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mobility Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.