Bank · FDIC insured
Second Federal | Savings & Loan Association Of Philadelphia CD Rates
Second Federal | Savings & Loan Association Of Philadelphia’s best CD rate is 3.95% APY on a 17-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Second Federal | Savings & Loan Association Of Philadelphia’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Second Federal | Savings & Loan Association Of Philadelphia has the most branches. $10,000, best rate first.
This bank’s best
Second Federal | Savings & Loan Association Of Philadelphia
3.95%APY
- Term
- 17 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $564
Certificates Of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Second Federal | Savings & Loan Association Of Philadelphia CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.95%
- 31–60 months31–60 mo3.85%
- QualifiedQualified3.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Second Federal | Savings & Loan Association Of Philadelphia ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates Of Deposit
Up to 3.95%APY · 8 terms
Interest compounded daily and credited quarterly. Penalty for early withdrawal applies (equal to interest for half the current term on principal withdrawn). Automatically renews at maturity with a 7-day grace period. No monthly fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.25% | $161 |
| 12 months | 3.85% | $385 |
| 17 monthsCD Special rate offering. Minimum opening deposit is $10,000 per rate schedule ($5,000 per product overview). Renews at the nearest standard term not to exceed the special rate term | 3.95% | $564 |
| 18 months | 3.75% | $568 |
| 24 months | 3.65% | $743 |
| 36 months | 3.70% | $1,152 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.85% | $2,079 |
Sources (3)
All captured Sep 17, 2026
Special-purpose accounts
IRA CD's
Up to 3.95%APY · 8 terms
Traditional IRA CD with tax-deferred growth. Must be at least 59-1/2 years of age to make withdrawals without a 10% IRS penalty. Subject to early withdrawal penalties and IRA transfer/early redemption fee of $25. No maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.25% | $161 |
| 12 months | 3.85% | $385 |
| 17 monthsCD Special rate offering. Minimum opening deposit is $10,000 per rate schedule ($5,000 per product overview). Renews at nearest standard term not exceeding special rate term | 3.95% | $564 |
| 18 months | 3.75% | $568 |
| 24 months | 3.65% | $743 |
| 36 months | 3.70% | $1,152 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.85% | $2,079 |
Sources (3)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.