Credit union · NCUA insured
Federal Employees Newark CD Rates
Federal Employees Newark’s best CD rate is 4.16% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Federal Employees Newark’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This credit union’s best
Federal Employees Newark
4.16%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $206
Share Certificate
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.16%APY · 6 terms
One thousand dollar minimum. FENFCU penalty for early withdrawal will be 25 basis points (1/4 %) per quarter or portion of a quarter on the balance in the certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.16% | $206 |
| 12 months | 3.85% | $385 |
| 24 months | 3.64% | $741 |
| 36 months | 3.44% | $1,068 |
| 48 months | 3.24% | $1,360 |
| 60 months | 3.03% | $1,610 |
Sources (1)
- fenfcu.com/rates.php · captured Sep 24, 2026
Special-purpose accounts
IRA Certificate
Up to 4.16%APY · 6 terms
One thousand dollar minimum. FENFCU penalty for early withdrawal will be 25 basis points (1/4 %) per quarter or portion of a quarter on the balance in the certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.16% | $206 |
| 12 months | 3.85% | $385 |
| 24 months | 3.64% | $741 |
| 36 months | 3.44% | $1,068 |
| 48 months | 3.24% | $1,360 |
| 60 months | 3.03% | $1,610 |
Sources (1)
- fenfcu.com/rates.php · captured Sep 24, 2026
Who can join Federal Employees Newark
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