Credit union · NCUA insured
Community First Credit Union CD Rates
Community First Credit Union’s best CD rate is 3.82% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Community First Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where Community First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Community First Credit Union
3.82%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $189
Share Certificate
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
Community First Credit Union CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.61%
- 31–60 months31–60 mo3.82%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community First Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.82%APY · 7 terms
Rates effective October 16, 2026. $500 minimum deposit. 0.10% bonus paid on certificates of $50,000 or more for terms of 2 to 5 years.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.82% | $189 |
| 7–10 months | 3.56% | $206 |
| 12 months | 3.56% | $356 |
| 24 months | 3.61% | $735 |
| 36 months | 3.67% | $1,142 |
| 48 months | 3.72% | $1,573 |
| 60 months | 3.82% | $2,062 |
Special-purpose accounts
IRA Certificate
Up to 3.82%APY · 7 terms
Rates effective October 16, 2026. $500 minimum deposit. 0.10% bonus paid on certificates of $50,000 or more for terms of 2 to 5 years.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.82% | $189 |
| 7–10 months | 3.56% | $206 |
| 12 months | 3.56% | $356 |
| 24 months | 3.61% | $735 |
| 36 months | 3.67% | $1,142 |
| 48 months | 3.72% | $1,573 |
| 60 months | 3.82% | $2,062 |
Who can join Community First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to any person who lives, works, attends school, or worships in Ashtabula County, Ohio.
Family and household
- All immediate family of current members are eligible to join regardless of residency.
Cost to join
- There are no fees to join.
- A $5.00 deposit into a new share savings account is required for the purchase of one share to open an account.
Membership information collected October 5, 2026.