Credit union · NCUA insured
Mobility Credit Union CD Rates
Top CarrotMobility Credit Union’s best CD rate is 4.30% APY on a 15-month share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Mobility Credit Union’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Mobility Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mobility Credit Union
4.30%APY
- Term
- 15 months
- Minimum
- $5,000
- Earns on $10,000
- $540
Limited Time 15-Month Certificate Special
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Mobility Credit Union CD score
89
CD score
Higher than 88% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo3.82%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mobility Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Limited Time 15-Month Certificate Special
4.30%APY · 1 term
Minimum deposit of $5,000. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 months | 4.30% | $540 |
Sources (1)
- mobilitycu.com/rates-fees · captured Oct 6, 2026
Limited Time New Money 6-Month Certificate Special
4.10%APY · 1 term
New money only. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNew money only | 4.10% | $203 |
Certificate
Up to 4.03%APY · 6 terms
Minimum opening balance of $500 for lowest tier. Minimum deposit requirements range from $500 to $250,000 depending upon the rate tier. Terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months available; call for rates on terms longer than 24 months. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.71% | $91 |
| 6 months | 3.87% | $192 |
| 9 months | 3.93% | $293 |
| 12 months | 4.03% | $403 |
| 18 months | 3.82% | $578 |
| 24 months | 3.77% | $768 |
Rate Climber Certificate
Up to 3.87%APY · 3 terms
Minimum deposit amount of $5,000.00. Only one rate increase is allowed for the term of the CD. Rate climber feature does not apply to existing certificates. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsOnly one rate increase is allowed for the term of the CD | 3.87% | $387 |
| 18 monthsOnly one rate increase is allowed for the term of the CD | 3.66% | $554 |
| 24 monthsOnly one rate increase is allowed for the term of the CD | 3.61% | $735 |
Sources (1)
- mobilitycu.com/rates-fees · captured Oct 6, 2026
Special-purpose accounts
IRA Certificate
Up to 4.03%APY · 2 terms
Earns the same current yield as Mobility CU regular certificate accounts. Terms of 12, 24, 36, 48, and 60 months explicitly offered. Minimum opening balance of $500. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.03% | $403 |
| 24 months | 3.77% | $768 |
Who can join Mobility Credit Union
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