Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in San Diego, CA metro
Showing 1–25 of 34 scored for CDs
- San Diego Firefighters Federal Credit Union3–8 mo 4.15% · 9–15 mo 4.45% · 16–30 mo 4.35% · 31–60 mo 4.25%
Credit union · 1 branch
97CD score#1 in San Diego, CA metro - 95CD score#2 in San Diego, CA metro
- SchoolsFirst FCU3–8 mo 4.10% · 9–15 mo 3.95% · 16–30 mo 4.30% · 31–60 mo 4.10%
Credit union · 2 branches
93CD score#3 in San Diego, CA metro - Home Bank of California3–8 mo 3.72% · 9–15 mo 3.77% · 16–30 mo 4.35% · 31–60 mo 4.35%
Bank · 1 branch
92CD score#4 in San Diego, CA metro - 89CD score#5 in San Diego, CA metro
- 89CD score#6 in San Diego, CA metro
- 88CD score#7 in San Diego, CA metro
- MyPoint Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 3.25% · 31–60 mo 3.25%
Credit union · 7 branches
88CD score#8 in San Diego, CA metro - Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%
Credit union · 27 branches
88CD score#9 in San Diego, CA metro - Self-Help Federal Credit Union3–8 mo 0.15% · 9–15 mo 3.98% · 16–30 mo 4.08% · 31–60 mo 4.18%
Credit union · 1 branch
88CD score#10 in San Diego, CA metro - 87CD score#11 in San Diego, CA metro
- Northrop Grumman Federal Credit Union3–8 mo 3.55% · 9–15 mo 3.91% · 16–30 mo 3.97% · 31–60 mo 3.97%
Credit union · 2 branches
87CD score#12 in San Diego, CA metro - 87CD score#13 in San Diego, CA metro
- Beach Cities Commercial Bank3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 3.95% · 31–60 mo 3.45%
Bank · 1 branch
84CD score#14 in San Diego, CA metro - Cabrillo Credit Union3–8 mo 2.86% · 9–15 mo 3.25% · 16–30 mo 3.85% · 31–60 mo 3.95%
Credit union · 5 branches
84CD score#15 in San Diego, CA metro - State Bank of India (California)3–8 mo 4.00% · 9–15 mo 3.85% · 16–30 mo 3.50% · 31–60 mo 3.00%
Bank · 1 branch
83CD score#16 in San Diego, CA metro - Frontwave Credit Union3–8 mo 3.25% · 9–15 mo 3.80% · 16–30 mo 4.15% · 31–60 mo 2.25%
Credit union · 8 branches
83CD score#17 in San Diego, CA metro - Financial Partners Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 2.50% · 31–60 mo 2.85%
Credit union · 1 branch
82CD score#18 in San Diego, CA metro - Mission Fed Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 2.50% · 31–60 mo 2.00%
Credit union · 34 branches
81CD score#19 in San Diego, CA metro - Wheelhouse Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.30% · 31–60 mo 2.40%
Credit union · 5 branches
81CD score#20 in San Diego, CA metro - 81CD score#21 in San Diego, CA metro
- 78CD score#22 in San Diego, CA metro
- 74CD score#23 in San Diego, CA metro
- Certified Federal Credit Union3–8 mo 3.55% · 9–15 mo 3.30% · 16–30 mo 3.15% · 31–60 mo 3.10%
Credit union · 1 branch
73CD score#24 in San Diego, CA metro - First Tech Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.50% · 16–30 mo 3.15% · 31–60 mo 3.25%
Credit union · 1 branch
72CD score#25 in San Diego, CA metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 29 of the 63 institutions with a branch in San Diego, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.