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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Diego, CA metro

Showing 1–25 of 34 scored for CDs

  1. San Diego Firefighters Federal Credit Union3–8 mo 4.15% · 9–15 mo 4.45% · 16–30 mo 4.35% · 31–60 mo 4.25%

    Credit union · 1 branch

    97CD score#1 in San Diego, CA metro
  2. Poppy Bank3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.25%

    Bank · 5 branches

    95CD score#2 in San Diego, CA metro
  3. SchoolsFirst FCU3–8 mo 4.10% · 9–15 mo 3.95% · 16–30 mo 4.30% · 31–60 mo 4.10%

    Credit union · 2 branches

    93CD score#3 in San Diego, CA metro
  4. Home Bank of California3–8 mo 3.72% · 9–15 mo 3.77% · 16–30 mo 4.35% · 31–60 mo 4.35%

    Bank · 1 branch

    92CD score#4 in San Diego, CA metro
  5. Balboa Thrift and Loan3–8 mo 4.03% · 9–15 mo 4.08% · 16–30 mo 4.13% · 31–60 mo 3.82%

    Bank · 1 branch

    89CD score#5 in San Diego, CA metro
  6. First Bank3–8 mo 4.05% · 9–15 mo 4.20% · 16–30 mo 3.80% · 31–60 mo 3.51%

    Bank · 3 branches

    89CD score#6 in San Diego, CA metro
  7. City National Bank3–8 mo 4.23% · 9–15 mo 4.39% · 16–30 mo 1.76% · 31–60 mo 1.56%

    Bank · 4 branches

    88CD score#7 in San Diego, CA metro
  8. MyPoint Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 3.25% · 31–60 mo 3.25%

    Credit union · 7 branches

    88CD score#8 in San Diego, CA metro
  9. Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%

    Credit union · 27 branches

    88CD score#9 in San Diego, CA metro
  10. Self-Help Federal Credit Union3–8 mo 0.15% · 9–15 mo 3.98% · 16–30 mo 4.08% · 31–60 mo 4.18%

    Credit union · 1 branch

    88CD score#10 in San Diego, CA metro
  11. PNC3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.70% · 31–60 mo 2.80%

    Bank · 6 branches

    87CD score#11 in San Diego, CA metro
  12. Northrop Grumman Federal Credit Union3–8 mo 3.55% · 9–15 mo 3.91% · 16–30 mo 3.97% · 31–60 mo 3.97%

    Credit union · 2 branches

    87CD score#12 in San Diego, CA metro
  13. Citi3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.00% · 31–60 mo 2.00%

    Bank · 16 branches

    87CD score#13 in San Diego, CA metro
  14. Beach Cities Commercial Bank3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 3.95% · 31–60 mo 3.45%

    Bank · 1 branch

    84CD score#14 in San Diego, CA metro
  15. Cabrillo Credit Union3–8 mo 2.86% · 9–15 mo 3.25% · 16–30 mo 3.85% · 31–60 mo 3.95%

    Credit union · 5 branches

    84CD score#15 in San Diego, CA metro
  16. State Bank of India (California)3–8 mo 4.00% · 9–15 mo 3.85% · 16–30 mo 3.50% · 31–60 mo 3.00%

    Bank · 1 branch

    83CD score#16 in San Diego, CA metro
  17. Frontwave Credit Union3–8 mo 3.25% · 9–15 mo 3.80% · 16–30 mo 4.15% · 31–60 mo 2.25%

    Credit union · 8 branches

    83CD score#17 in San Diego, CA metro
  18. Financial Partners Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 2.50% · 31–60 mo 2.85%

    Credit union · 1 branch

    82CD score#18 in San Diego, CA metro
  19. Mission Fed Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 2.50% · 31–60 mo 2.00%

    Credit union · 34 branches

    81CD score#19 in San Diego, CA metro
  20. Wheelhouse Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.30% · 31–60 mo 2.40%

    Credit union · 5 branches

    81CD score#20 in San Diego, CA metro
  21. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 71 branches

    81CD score#21 in San Diego, CA metro
  22. First Citizens Bank3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 0.05% · 31–60 mo 0.15%

    Bank · 7 branches

    78CD score#22 in San Diego, CA metro
  23. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 57 branches

    74CD score#23 in San Diego, CA metro
  24. Certified Federal Credit Union3–8 mo 3.55% · 9–15 mo 3.30% · 16–30 mo 3.15% · 31–60 mo 3.10%

    Credit union · 1 branch

    73CD score#24 in San Diego, CA metro
  25. First Tech Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.50% · 16–30 mo 3.15% · 31–60 mo 3.25%

    Credit union · 1 branch

    72CD score#25 in San Diego, CA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 29 of the 63 institutions with a branch in San Diego, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.