Credit union · NCUA insured
SchoolsFirst FCU
Top CarrotA $36.7B credit union, the 3rd largest of 4,329, headquartered in Tustin, CA, with 1.57 million members and 74 branches in California. Best rates: CDs 4.30% and savings 1.00% APY.
SchoolsFirst FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#39 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SchoolsFirst FCU
Founded in 1934, SchoolsFirst FCU is a member-owned financial cooperative dedicated to serving California school employees and their families, operating over 70 branches across California.
- Headquarters
- 15332 Newport Ave, Tustin, CA 92780
- NCUA charter
- 24212
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Children of Members related by birth, marriage, or adoption are eligible for youth membership.
Branches
74 branches in California
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California
74 branches
Los Angeles area · 43
- 07 - Anaheim590 N Euclid St, Anaheim, CA 92801Directions
- 15 - Anaheim Hills8160 E Santa Ana Canyon Rd Ste 184, Anaheim, CA 92808Directions
- 76 - Burbank1030 W Alameda Ave, Burbank, CA 91506Directions
- 20 - Cerritos17500 Bloomfield Ave Ste C, Cerritos, CA 90703Directions
- 08 - Costa Mesa2300 Harbor Blvd Ste H1, Costa Mesa, CA 92626Directions
- 05 - Cypress6828 Katella Ave, Cypress, CA 90630Directions
- 26 - Downey9125 Imperial Hwy Ste A, Downey, CA 90242Directions
- 03 - Fountain Valley18651 Brookhurst St, Fountain Valley, CA 92708Directions
- 09 - CSUF Campus800 N State College Blvd, Fullerton, CA 92831Directions
- 13 - Fullerton1066 E Bastanchury Rd, Fullerton, CA 92835Directions
- 14 - Garden Grove13008 Harbor Blvd, Garden Grove, CA 92843Directions
- 30 - Gardena In-Store1735 W Artesia Blvd, Gardena, CA 90248Directions
- 10 - Huntington Beach7151 Warner Ave, Suite 103, Huntington Beach, CA 92647Directions
- 45 - Inglewood3401 W Century Blvd, Inglewood, CA 90303Directions
- 06 - Irvine5305 Alton Pkwy Ste C, Irvine, CA 92604Directions
- 11 - UciStudent Ctr Uc Irvine Campus Building 113 Room G202C, Irvine, CA 92697Directions
- 25 - La Habra1330 S Beach Blvd Ste D, La Habra, CA 90631Directions
- 17 - Laguna Niguel27120 Alicia Pkwy, Laguna Niguel, CA 92677Directions
- 36 - Lancaster43704 15th St W, Lancaster, CA 93534Directions
- 42 - Long Beach 2nd Street4725 E 2nd St Ste D, Long Beach, CA 90803Directions
- 50 - Long Beach Lakewood4001 N Lakewood Blvd Ste 120, Long Beach, CA 90808Directions
- 47 - Los Angeles - Ladera Heights5359 W Centinela Ave, Los Angeles, CA 90045Directions
- 77 - Mid-City Los Angeles6300 Wilshire Blvd Ste 101, Los Angeles, CA 90048Directions
- 02 - Mission Viejo - Crown Valley26440 La Alameda Ste 100, Mission Viejo, CA 92691Directions
- 12 - Mission Viejo - Santa Margarita27825 Santa Margarita Pkwy Ste C, Mission Viejo, CA 92691Directions
- 74 - Northridge18601 Devonshire St, Northridge, CA 91324Directions
- 48 - Orange2512 E Chapman Ave, Orange, CA 92869Directions
- 37 - Palmdale1201 W Rancho Vista Blvd Ste A, Palmdale, CA 93551Directions
- 44 - Pasadena555 S Lake Ave, Pasadena, CA 91101Directions
- 70 - Pico Rivera8810 Whittier Blvd, Suite 100, Pico Rivera, CA 90660Directions
- 04 - Placentia377 E Chapman Ave, Suite 100, Placentia, CA 92870Directions
- 73 - Cal Poly District Branch3801 W Temple Ave Bldg 66, 2nd Floor, Pomona, CA 91768Directions
- 51 - San Clemente943 Avenida Pico Unit I, San Clemente, CA 92673Directions
- 24 - San Juan Capistrano District Service Center33122 Valle Rd Ste C, Bldg B, San Juan Capistrano, CA 92675Directions
- 68 - San Juan Capistrano31876 Del Obispo St Ste 101, San Juan Capistrano, CA 92675Directions
- 01 - Santa Ana2115 N Broadway, Santa Ana, CA 92706Directions
- 72 - South Gate8639 Atlantic Ave, South Gate, CA 90280Directions
- 33 - Torrance21241 Hawthorne Blvd, Torrance, CA 90503Directions
- 69 - Tustin15432 Newport Ave, Tustin, CA 92780Directions
- 38 - Valencia27067 McBean Pkwy, Valencia, CA 91355Directions
- 18 - Walnut515 N Grand Ave, Suite B, Walnut, CA 91789Directions
- 29 - West Covina332 S California Ave Spc 7076A, West Covina, CA 91790Directions
- 52 - Whittier13524 Whittier Blvd, Whittier, CA 90605Directions
Riverside area · 16
- 43 - Chino Valley4005 Grand Ave Ste D, Chino, CA 91710Directions
- 71 - South Corona3935 Bedford Canyon Rd Unit 105, Corona, CA 92883Directions
- 40 - Hesperia In-Store16904 Main St, Hesperia, CA 92345Directions
- 39 - Lake Elsinore District Service Center561 Chaney St Ste A, Bldg D, Lake Elsinore, CA 92530Directions
- 53 - Menifee29751 Antelope Rd Ste 100, Menifee, CA 92584Directions
- 32 - Moreno Valley12831 Moreno Beach Dr Ste 108, Moreno Valley, CA 92555Directions
- 27 - Murrieta40428 Murrieta Hot Springs Rd, Suite 101, Murrieta, CA 92563Directions
- 16 - Corona-Norco1030 Hamner Ave Ste D, Norco, CA 92860Directions
- 49 - Palm Desert72310 Highway 111 Ste 101, Palm Desert, CA 92260Directions
- 21 - Rancho Cucamonga10910 Foothill Blvd, Suite 100, Rancho Cucamonga, CA 91730Directions
- 22 - Redlands411 6th St, Redlands, CA 92374Directions
- 31 - Riverside - Canyon Crest5225 Canyon Crest Dr, Unit 86, Riverside, CA 92507Directions
- 41 - Riverside-Riverwalk (ROC)4204 Riverwalk Pkwy Ste 100, Riverside, CA 92505Directions
- 23 - San Bernardino In-Store161 E 40th St, San Bernardino, CA 92404Directions
- 67 - Upland1895 N Campus Ave Ste C, Upland, CA 91784Directions
- 34 - Victorville13605 Bear Valley Rd Ste 102, Victorville, CA 92392Directions
Sacramento area · 11
- 64 - Elk Grove - Laguna8255 Laguna Blvd Ste 180, Elk Grove, CA 95758Directions
- 66 - Folsom1010 Riley St Ste 5, Folsom, CA 95630Directions
- 63 - Orangevale6000 Main Ave, Orangevale, CA 95662Directions
- 60 - Placerville4278 Golden Center Dr Ste 100, Placerville, CA 95667Directions
- 62 - Roseville1601 Douglas Blvd, Roseville, CA 95661Directions
- 55 - Sacramento Crocker Village3640 Crocker Dr Ste 100, Sacramento, CA 95818Directions
- 56 - Sacramento Madison5210 Madison Ave, Sacramento, CA 95841Directions
- 57 - Sacramento Fruitridge1631 Claudia Dr, Sacramento, CA 95822Directions
- 58 - Sacramento Calvine Pointe8848 Calvine Rd Ste 110, Sacramento, CA 95828Directions
- 59 - Sacramento College Greens8725 Folsom Blvd, Sacramento, CA 95826Directions
- 65 - Sacramento Natomas2051 Natomas Crossing Dr, Sacramento, CA 95834Directions
San Diego area · 2
- 46 - Oceanside3430 Marron Rd Ste 200, Oceanside, CA 92056Directions
- 54 - San Diego - Mission Valley2431 Fenton Pkwy, San Diego, CA 92108Directions
Oxnard area · 1
- 75 - Ventura District Service Center5280 Valentine Rd, Suite 150A, Ventura, CA 93003Directions
Yuba City area · 1
- 61 - Yuba City1055 Gray Ave, Yuba City, CA 95991Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.51% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.91% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.90% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $72 | $88 | — |
- CapitalNet worth ratio9.51%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.91%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.90%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$72Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SchoolsFirst FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.