Credit union · NCUA insured
Cabrillo Credit Union
A $571.8M credit union headquartered in San Diego, CA, with 29,062 members and 5 branches in California. Best rates: CDs 4.00% and savings 0.20% APY.
Cabrillo Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#16 of 35 in San Diego, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cabrillo Credit Union
- Headquarters
- 3710 Ruffin Rd, San Diego, CA 92123-1812
- NCUA charter
- 68409
Branches
5 branches in California
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California
5 branches
- South Bay Branch358 E H ST Ste 603, Chula Vista, CA 91910Directions
- Grossmont Branch5454 Grossmont Center Dr Ste C, La Mesa, CA 91942Directions
- Federal Building880 Front St Ste 2295, San Diego, CA 92101Directions
- RB Branch17045 Via Del Campo, San Diego, CA 92127Directions
- Scripps Ranch Branch10075 Carroll Canyon Rd, Suite 200, San Diego, CA 92131Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.49% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.92% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.46% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $81 | $76 | — |
- CapitalNet worth ratio9.49%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.92%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.46%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$81Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cabrillo Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.