Bank · FDIC insured
State Bank of India (California) CD Rates
State Bank of India (California)’s best CD rate is 4.00% APY on a 4-month CD. Terms run from 1 month to 5 years. Rates checked September 25, 2026.
How State Bank of India (California)’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where State Bank of India (California) has the most branches. $10,000, best rate first.
This bank’s best
State Bank of India (California)
4.00%APY
- Term
- 4 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $132
Special CD Rates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
State Bank of India (California) CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Bank of India (California) ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special CD Rates
Up to 4.00%APY · 3 terms
Offered for a limited time on short-term CDs. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Interest is compounded quarterly. Minimum opening deposit/balance is $1,000. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 2 monthsShort-term CD special | 3.75% | $62 |
| 3 monthsShort-term CD special | 3.75% | $92 |
| 4 monthsShort-term CD special | 4.00% | $132 |
Sources (2)
All captured Sep 16, 2026
Certificate of Deposit (CD)
Up to 3.85%APY · 10 terms
Available in-branch and online. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Minimum balance to open and obtain APY is $1,000. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–3 monthsTerm is more than 1 month to 3 months | 3.50% | $29 |
| 3–6 monthsTerm is more than 3 months to 6 months (also listed as Up to 6 Months on personal CD page) | 3.85% | $95 |
| 6–9 monthsTerm is more than 6 months to 9 months (also listed as Up to 9 Months on personal CD page) | 3.85% | $191 |
| 9–12 monthsTerm is more than 9 months to 1 year / 12 months (also listed as Up to 12 Months on personal CD page) | 3.85% | $287 |
| 12–18 monthsTerm is more than 1 Year to 18 Months (also listed as Up to 18 Months on personal CD page) | 3.75% | $375 |
| 18–24 monthsTerm is more than 18 months to 24 months / 2 Years (also listed as Up to 2 Years on personal CD page) | 3.50% | $530 |
| 24–36 monthsTerm is more than 2 Years to 36 Months / 3 Years (also listed as Up to 3 Years on personal CD page) | 3.00% | $609 |
| 36–48 monthsTerm is more than 3 Years to 48 Months / 4 Years (also listed as Up to 4 Years on personal CD page) | 3.00% | $927 |
| 48–60 monthsTerm is more than 4 Years to 60 Months / 5 Years (also listed as Up to 5 Years on personal CD page) | 3.00% | $1,255 |
| 60–Unknown monthsTerm is More than 5 Years | 3.00% | $1,593 |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.85%APY · 5 terms
Available as Traditional and Roth IRA CD accounts. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Minimum balance to open and obtain APY is $1,000. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1 Year IRA CD term | 3.85% | $385 |
| 24 months2 Years IRA CD term | 3.50% | $712 |
| 36 months3 Years IRA CD term | 3.00% | $927 |
| 48 months4 Years IRA CD term | 3.00% | $1,255 |
| 60 months5 Years IRA CD term | 3.00% | $1,593 |
Sources (2)
All captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.