Bank · FDIC insured
City National Bank CD Rates
City National Bank’s best CD rate is 4.39% APY on a 1-year CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How City National Bank’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where City National Bank has the most branches. $10,000, best rate first.
This bank’s best
City National Bank
4.39%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $439
Personal Certificates of Deposit
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
City National Bank CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
- 3–8 months3–8 mo4.23%
- 9–15 months9–15 mo4.39%
- 16–30 months16–30 mo1.76%
- 31–60 months31–60 mo1.56%
- QualifiedQualified4.39%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where City National Bank ranks
By CD score, in each area where it has branches
- #16 of 108Los Angeles-Long Beach-Anaheim, CA metro35
- #23 of 140New York-Newark-Jersey City, NY-NJ metro6
- #10 of 65San Francisco-Oakland-Fremont, CA metro5
- #7 of 34San Diego-Chula Vista-Carlsbad, CA metro4
- #6 of 37San Jose-Sunnyvale-Santa Clara, CA metro3
- #7 of 28Las Vegas-Henderson-North Las Vegas, NV metro3
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Certificates of Deposit
Up to 4.39%APY · 14 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthTerm is 7 to 31 days | 0.05% | $0 |
| 1 monthTerm is 1 month (32 to 59 days) | 0.05% | $0 |
| 2 monthsTerm is 2 months (60 to 89 days) | 0.05% | $1 |
| 3–5 monthsTerm is 3 months (90 to 179 days) | 2.78% | $69 |
| 5 months5 months liquid CD; allows for one penalty-free withdrawal | 3.09% | $128 |
| 6 monthsSpecial 6-Month Fixed Rate CD requires new money deposits. Automatically renews at the then-prevailing published 6-month standard rate and APY | 4.23% | $209 |
| 6–8 monthsTerm is 6 months (180 to 269 days) | 2.84% | $141 |
| 9–11 monthsTerm is 9 months (270 to 364 days) | 3.30% | $246 |
| 11 monthsQualified funds must be new money deposited from external accounts or payees other than City National Bank or any of its affiliates | 3.30% | $302 |
| 12 monthsSpecial 12-Month Fixed Rate CD requires new money deposits. Automatically renews at the then-prevailing published 12-month standard rate and APY | 4.39% | $439 |
| 12–23 monthsTerm is 12 to 23 months | 2.02% | $202 |
| 24–35 monthsTerm is 24 to 35 months | 1.76% | $355 |
| 36–47 monthsTerm is 36 to 47 months | 1.56% | $475 |
| 48–59 monthsTerm is 48 to 59 months | 1.41% | $576 |
| 60–Unknown monthsTerm is 60 months or more | 1.31% | $672 |
Sources (2)
- cnb.com/personal-banking/accou…ificates-of-deposit.html
- cnb.com/privacy-security/agree…ts-fees-disclosures.html
All captured Oct 16, 2026
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