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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Diego, CA metro

Showing 1–25 of 35 scored

  1. Top Carrot, Carrot Score 93
    San Diego Firefighters Federal Credit UnionCDs 97 · Savings 80 · Auto 87 · Cards 81

    Credit union · 1 branch

    93Carrot Score#1 in San Diego, CA metro
  2. Top Carrot, Carrot Score 92
    Home Bank of CaliforniaCDs 92 · Savings 89

    Bank · 1 branch

    92Carrot Score#2 in San Diego, CA metro
  3. Top Carrot, Carrot Score 91
    First BankCDs 89 · Savings 89

    Bank · 3 branches

    91Carrot Score#3 in San Diego, CA metro
  4. Top Carrot, Carrot Score 89
    Certified Federal Credit UnionCDs 73 · Savings 81 · Auto 87 · Cards 89

    Credit union · 1 branch

    89Carrot Score#4 in San Diego, CA metro
  5. Top Carrot, Carrot Score 89
    Wheelhouse Credit UnionCDs 81 · Savings 89 · Auto 87 · Cards 67

    Credit union · 5 branches

    89Carrot Score#4 in San Diego, CA metro
  6. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionCDs 88 · Savings 89 · Auto 61 · Cards 65

    Credit union · 1 branch

    89Carrot Score#6 in San Diego, CA metro
  7. Top Carrot, Carrot Score 89
    CitiCDs 87 · Savings 89 · Cards 60

    Bank · 16 branches

    89Carrot Score#7 in San Diego, CA metro
  8. Top Carrot, Carrot Score 89
    California Credit UnionSavings 94 · Auto 87

    Credit union · 11 branches

    89Carrot Score#8 in San Diego, CA metro
  9. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionCDs 88 · Savings 86 · Auto 88 · Cards 81

    Credit union · 27 branches

    88Carrot Score#9 in San Diego, CA metro
  10. Top Carrot, Carrot Score 87
    SchoolsFirst FCUCDs 93 · Savings 84 · Auto 72 · Cards 65

    Credit union · 2 branches

    87Carrot Score#10 in San Diego, CA metro
  11. Top Carrot, Carrot Score 87
    Financial Partners Credit UnionCDs 82 · Savings 89 · Auto 71 · Cards 67

    Credit union · 1 branch

    87Carrot Score#11 in San Diego, CA metro
  12. Top Carrot, Carrot Score 87
    Mission Fed Credit UnionCDs 81 · Savings 89 · Auto 77 · Cards 72

    Credit union · 34 branches

    87Carrot Score#12 in San Diego, CA metro
  13. Frontwave Credit UnionCDs 83 · Savings 72 · Auto 83 · Cards 87

    Credit union · 8 branches

    85Carrot Score#13 in San Diego, CA metro
  14. Northrop Grumman Federal Credit UnionCDs 87 · Savings 86 · Auto 71

    Credit union · 2 branches

    84Carrot Score#14 in San Diego, CA metro
  15. Poppy BankCDs 95 · Savings 79

    Bank · 5 branches

    82Carrot Score#15 in San Diego, CA metro
  16. Cabrillo Credit UnionCDs 84 · Savings 68 · Auto 63 · Cards 81

    Credit union · 5 branches

    80Carrot Score#16 in San Diego, CA metro
  17. First Tech Federal Credit UnionCDs 72 · Savings 70 · Auto 83 · Cards 80

    Credit union · 1 branch

    79Carrot Score#17 in San Diego, CA metro
  18. California Coast Credit UnionCDs 67 · Savings 61 · Auto 88 · Cards 74

    Credit union · 22 branches

    78Carrot Score#18 in San Diego, CA metro
  19. City National BankCDs 88 · Savings 75 · Cards 60

    Bank · 4 branches

    77Carrot Score#19 in San Diego, CA metro
  20. East County Schools Federal Credit UnionCDs 69 · Savings 68 · Auto 85 · Cards 75

    Credit union · 1 branch

    75Carrot Score#20 in San Diego, CA metro
  21. PNCCDs 87 · Savings 60 · Auto 71

    Bank · 6 branches

    75Carrot Score#21 in San Diego, CA metro
  22. Beach Cities Commercial BankCDs 84 · Savings 77

    Bank · 1 branch

    74Carrot Score#22 in San Diego, CA metro
  23. Columbia BankCDs 65 · Savings 88 · Auto 60

    Bank · 7 branches

    72Carrot Score#23 in San Diego, CA metro
  24. MyPoint Credit UnionCDs 88 · Savings 63 · Auto 66

    Credit union · 7 branches

    72Carrot Score#24 in San Diego, CA metro
  25. MidFirst BankSavings 94 · Cards 65

    Bank · 1 branch

    72Carrot Score#25 in San Diego, CA metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 28 of the 63 institutions with a branch in San Diego, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.