Credit union · NCUA insured
Financial Partners Credit Union CD Rates
Top CarrotFinancial Partners Credit Union’s best CD rate is 6.00% APY on an 8-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Financial Partners Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Financial Partners Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Financial Partners Credit Union
4.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $299
Liquid Certificate
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Financial Partners Credit Union CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.85%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Financial Partners Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
8-Month Certificate Special
6.00%APY · 1 term
Exclusive offer for new members. Minimum deposit is $1,000; maximum deposit is $5,000. Limit one per new member. Available to new members only in Los Angeles, Orange, Riverside, or San Diego County; the city of South San Francisco; and the city of Alameda, California. Penalty for early withdrawal/early closure. A new Financial Partners Credit Union membership is required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 8 monthsNew members only in Los Angeles, Orange, Riverside, or San Diego County; city of South San Francisco; and city of Alameda, CA. Limit one per new member. Maximum deposit $5,000. Penalty for early withdrawal or early closure | 6.00% | — |
Sources (4)
- fpcu.org
- fpcu.org/landing-pages/save
- fpcu.org/checking-savings/certificates-iras
- fpcu.org/money-saving-rates/certificate-ira-rates
All captured Oct 16, 2026
Jumbo Certificates
Up to 4.15%APY · 7 terms
Designed for larger deposits, Jumbo Certificates provide fixed rates and guaranteed returns with terms ranging from 3 to 60 months. Minimum deposit of $100,000. Penalty for early withdrawal closure.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal closure | 2.40% | — |
| 6 monthsPenalty for early withdrawal closure | 4.00% | — |
| 12 monthsPenalty for early withdrawal closure | 4.15% | — |
| 24 monthsPenalty for early withdrawal closure | 2.65% | — |
| 36 monthsPenalty for early withdrawal closure | 2.40% | — |
| 48 monthsPenalty for early withdrawal closure | 2.40% | — |
| 60 monthsPenalty for early withdrawal closure | 3.00% | — |
Sources (2)
All captured Oct 16, 2026
Liquid Certificate
4.00%APY · 1 term
Minimum $1,000 to open. New money required; funds deposited may not be from an existing Financial Partners Credit Union account. Up to two penalty-free withdrawals allowed during the 9-month term; minimum balance of $1,000 must be maintained in the account at all times. Additional early withdrawals or early closure will incur a penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsNew money only. Up to two penalty-free withdrawals allowed during term while maintaining a minimum balance of $1,000 at all times. Additional early withdrawals or early closure incur penalty | 4.00% | $299 |
Sources (4)
- fpcu.org
- fpcu.org/landing-pages/liquid-certificate
- fpcu.org/checking-savings/certificates-iras
- fpcu.org/money-saving-rates/certificate-ira-rates
All captured Oct 16, 2026
Traditional Certificates
Up to 4.00%APY · 7 terms
Fixed rates and guaranteed returns with terms ranging from 3 to 60 months. Minimum deposit of $1,000. Penalty for early withdrawal/early closure.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal closure | 2.25% | $56 |
| 6 monthsPenalty for early withdrawal closure | 3.85% | $191 |
| 12 monthsPenalty for early withdrawal closure | 4.00% | $400 |
| 24 monthsPenalty for early withdrawal closure | 2.50% | $506 |
| 36 monthsPenalty for early withdrawal closure | 2.25% | $690 |
| 48 monthsPenalty for early withdrawal closure | 2.25% | $931 |
| 60 monthsPenalty for early withdrawal closure | 2.85% | $1,509 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificates
Up to 4.00%APY · 6 terms
Choose from a traditional or Roth IRA Certificate for tax-advantaged retirement savings paired with fixed rates, predictable earnings, and guaranteed returns.
| Term | APY · Any balance | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsRegular Certificate ($1,000 minimum deposit). Penalty for early withdrawal closure | 3.85% | — | 3.85% | $191 |
| 12 monthsRegular Certificate ($1,000 minimum deposit). Penalty for early withdrawal closure | 4.00% | — | 4.00% | $400 |
| 24 monthsPenalty for early withdrawal closure | — | 2.50% | 2.50% | $506 |
| 36 monthsPenalty for early withdrawal closure | — | 2.25% | 2.25% | $690 |
| 48 monthsPenalty for early withdrawal closure | — | 2.25% | 2.25% | $931 |
| 60 monthsPenalty for early withdrawal closure | 2.85% | — | 2.85% | $1,509 |
Sources (2)
All captured Oct 16, 2026
Who can join Financial Partners Credit Union
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