Credit union · NCUA insured
Mission Fed Credit Union
Top CarrotA $7.2B credit union, the 52nd largest of 4,329, headquartered in San Diego, CA, with 330,996 members and 34 branches in California. Best rates: CDs 4.00% and savings 2.15% APY.
Mission Fed Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#12 of 35 in San Diego, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mission Fed Credit Union
Mission Federal Credit Union is a member-owned financial cooperative headquartered in San Diego, California.
It serves San Diego County, focusing on enriching the lives of local residents and strengthening the community.
- Headquarters
- 10325 Meanley Dr, San Diego, CA 92131-3011
- NCUA charter
- 14384
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships or attends school in San Diego County is eligible for membership.
Employers and groups
- Employees of Mission Fed Credit Union are eligible for membership.
- Volunteers or members of partner organizations are eligible for membership.
Family and household
- Immediate family members or household members of an existing member are eligible for membership.
Branches
34 branches in California
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California
34 branches
- Bressi Ranch2662 Gateway Rd Ste 160, Carlsbad, CA 92009Directions
- Carlsbad710 Carlsbad Village Dr, Carlsbad, CA 92008Directions
- Chula Vista1170 Broadway, Suite 110 - 120, Chula Vista, CA 91911Directions
- Eastlake884 Eastlake Pkwy Ste 1619, Chula Vista, CA 91914Directions
- Telegraph Canyon599 Telegraph Canyon Rd, Chula Vista, CA 91910Directions
- Terra Nova354 E H St, Chula Vista, CA 91910Directions
- El Cajon270 Fletcher Pkwy, El Cajon, CA 92020Directions
- Encinitas294 N El Camino Real, Encinitas, CA 92024Directions
- Escondido1500 E Valley Pkwy, Escondido, CA 92027Directions
- Escondido Auto Parkway1270 Auto Park Way Ste C, Escondido, CA 92029Directions
- La Mesa5500 Grossmont Center Dr Ste 113, La Mesa, CA 91942Directions
- Rancho San Diego3815 Avocado Blvd, La Mesa, CA 91941Directions
- National City1302 E Plaza Blvd, National City, CA 91950Directions
- Oceanside47 Douglas Dr Ste 100, Oceanside, CA 92058Directions
- Oceanside HWY 782267 S El Camino Real Ste A, Oceanside, CA 92054Directions
- Poway13465 Poway Rd, Poway, CA 92064Directions
- Carmel Mountain11650 Carmel Mountain Rd, San Diego, CA 92128Directions
- Clairemont4250 Clairemont Mesa Blvd Ste B, San Diego, CA 92117Directions
- College Grove3470 College Ave, San Diego, CA 92115Directions
- Del Mar Highlands3435 Del Mar Heights Rd, Suite D4, San Diego, CA 92130Directions
- Imperial Beach675 Saturn Blvd Ste A, San Diego, CA 92154Directions
- Linda Vista5375 Napa St Ste 101, San Diego, CA 92110Directions
- Little Italy1370 India St Ste 100, San Diego, CA 92101Directions
- Mira Mesa10768 Westview Pkwy, San Diego, CA 92126Directions
- Mira Mesa West8198 Mira Mesa Blvd, San Diego, CA 92126Directions
- Mission Hills269 W Washington St, San Diego, CA 92103Directions
- Mission Valley2020 Camino Del Rio N Ste 100, San Diego, CA 92108Directions
- Rancho Bernardo11868 Rancho Bernardo Rd Ste B, San Diego, CA 92128Directions
- San Carlos6950 Navajo Rd, San Diego, CA 92119Directions
- Scripps Ranch10393A Spring Canyon Rd, San Diego, CA 92131Directions
- San Marcos117 S Las Posas Rd, San Marcos, CA 92078Directions
- Santee245 Town Center Pkwy, Santee, CA 92071Directions
- Solana Beach953 Lomas Santa Fe Dr, Solana Beach, CA 92075Directions
- Vista985 Civic Center Dr Ste 106, Vista, CA 92083Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.27% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.15% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.16% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $81 | $88 | — |
- CapitalNet worth ratio12.27%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.15%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.16%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$81Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mission Fed Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.