Best high-yield savings rates

Requirements

Product: Only available linked to a Kasasa Cash or Kasasa Cash Back checking account under the same ownership.

Offer: Earned on all balances when qualifications are met in linked Kasasa Cash Checking or Kasasa Cash Back checking account: 12 qualifying debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into Online Banking during each Monthly Qualification Cycle.

Requirements

Product: Must have and maintain a linked Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking account. To earn higher rate, must meet linked checking qualifications each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 direct deposit or ACH payment or bill pay transaction, and enrollment in eStatements. Limit of one account per person. No monthly maintenance fee.

Offer: When linked Kasasa checking account qualifications are met: at least 15 debit card purchases, at least 1 direct deposit/ACH/bill pay, and eStatements. Earns 2.96% interest rate resulting in 3.00% APY on balances up to $75,000.

Requirements

Product: Only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days (transfers from existing accounts alone do not qualify). Includes 2 free withdrawals monthly, with additional withdrawals incurring a $25 charge per occurrence. No monthly maintenance fees.

Offer: Minimum deposit of $2,500 to earn APY. Available only for new money not on deposit with 1166 FCU in the last 30 days.

Requirements

Product: Age restrictions apply. Subject to eligibility requirements.

Offer: Dividends paid monthly. No minimum monthly balance required. Reverse money market tier.

Requirements

Product: High yield savings account. Interest compounded daily on the collected balance.

Offer: Open In-Person: Find a Branch.

Requirements

Product: High yield savings account. Interest compounded daily on the collected balance.

Offer: Interest compounded daily on the collected balance.

Requirements

Offer: Must maintain $10,000 average monthly balance to avoid monthly service charge of $20.

Requirements

Product: Listed under Savings schedule. Variable rate account (Super NOW). Rates may change after account opening.

Offer: Variable rate. Minimum balance to obtain APY is $0.01 daily balance. Fees may reduce earnings.

Requirements

Product: Requires direct deposits totaling at least $2,000 going into an Everwise consumer checking account (excluding HSAs) under the same membership during the prior dividend period. Dividends are paid automatically for the first 2 dividend periods from account opening; after that, non-qualifying periods earn 0.00%.

Offer: No minimum balance required. Direct deposits totaling $2,000+ monthly to an Everwise checking account required to earn dividends after initial 2 periods.

Requirements

Product: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when the ending balance is below $2,500. Two free withdrawals/transfers per calendar month ($10 charge for each additional).

Offer: Requires a $2,500 balance to earn dividends. Two free withdrawals per month ($10 fee per additional withdrawal/transfer).

Requirements

Product: Limit one account per SSN. Available to Louisiana and Arkansas residents only. Linked to a Priority Checking account and cannot be opened without one.

Offer: If monthly qualifications are met on Priority Checking. Balances up to $30,000 receive 3.00% APY.

Requirements

Product: Feature: High Yield Interest Account. $10 service charge avoided with $2500 average balance per statement cycle.

Offer: Service charge of $10 avoided with $2500 avg. balance per statement cycle. Requirements: None.

Requirements

Product: Links to BonuSelect Checking or BonuSelect Cash Back Checking. Automatic transfers of checking rewards. To earn highest rate: enroll in eStatements and make at least 15 debit card purchases per monthly qualification cycle.

Offer: Applies to balances less than $20,001 when qualifications are met.

Requirements

Offer: Must maintain a minimum balance of $100.00 daily to obtain the APY. $15 monthly service fee waived for accounts enrolled in E-statements or maintaining a minimum daily balance of $100.00. Interest compounded and credited quarterly. Up to 6 preauthorized/electronic transfers per 4-week cycle; $5 excessive withdrawal fee per transaction thereafter.

Requirements

Product: Free account linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatically collects earned Kasasa checking rewards. To qualify for highest rate: at least 15 debit card purchases, at least 1 direct deposit/ACH credit/ACH payment transaction, enrolled in and agree to receive e-statements, and enrolled in and log into online or mobile banking during each Monthly Qualification Cycle.

Offer: When qualifying criteria are met on first $20,000. Variable rate.