Bank · FDIC insured
CNext - Century Next Bank
A $916.4M bank headquartered in Ruston, LA, with 7 branches in 2 states. Best rates: savings 0.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings860.75%3.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About CNext - Century Next Bank
Founded in 1905, Century Next Bank is a federally chartered covered savings association headquartered in Ruston, Louisiana.
The bank has expanded its community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and Ashley County, Arkansas.
- Headquarters
- 505 N Vienna St, Ruston, LA 71270
- FDIC certificate
- 29700 ↗
Branches
7 branches in 2 states
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Louisiana
4 branches
Ruston area · 2
- Century Next BankMain office505 N Vienna St, Ruston, LA 71270Directions
- Farmerville Highway Branch2109 Farmerville Hwy, Ruston, LA 71270Directions
Monroe area · 2
- Tower Drive Branch2450 Tower Dr, Monroe, LA 71201Directions
- West Monroe Branch1701 N 7th St, West Monroe, LA 71291Directions
Arkansas
3 branches
Crossett area · 2
- Crossett Branch210 Main Street, Crossett, AR 71635Directions
- North Crossett Branch1218 Highway 133 N, Crossett, AR 71635Directions
Hamburg area · 1
- Hamburg Branch603 N Main St, Hamburg, AR 71646Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.95% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.12% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.75% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $84 | $81 | — |
- CapitalLeverage ratio11.95%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.12%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.75%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$84Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of CNext - Century Next Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.